{"id":14013,"date":"2023-10-16T14:53:53","date_gmt":"2023-10-16T06:53:53","guid":{"rendered":"https:\/\/\/?p=14013"},"modified":"2023-11-19T09:35:31","modified_gmt":"2023-11-19T01:35:31","slug":"what-are-the-general-risks-of-investing-in-mutual-funds","status":"publish","type":"post","link":"https:\/\/\/what-are-the-general-risks-of-investing-in-mutual-funds\/","title":{"rendered":"\u57fa\u91d1\u98a8\u96aa\u5927\u55ce\uff1f\u57fa\u91d1\u6703\u8ce0\u9322\uff1f\u653e\u8457\u4e0d\u7ba1\uff1f\u6295\u8cc7\u8981\u61c2\u9019\u89c0\u5ff5"},"content":{"rendered":"\n<figure class=\"wp-block-image aligncenter size-full is-style-rounded\"><img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"675\" src=/index.html"https:\/\/\/wp-content\/uploads\/2023\/10\/\u57fa\u91d1\u98a8\u96aa\u5927\u55ce\uff1f.jpg\" alt=\"\u57fa\u91d1\u98a8\u96aa\u5927\u55ce\uff1f\" class=\"wp-image-14015\" title=\"\u57fa\u91d1\u98a8\u96aa\u5927\u55ce\uff1f\" srcset=\"https:\/\/\/wp-content\/uploads\/2023\/10\/\u57fa\u91d1\u98a8\u96aa\u5927\u55ce\uff1f.jpg 900w, https:\/\/\/wp-content\/uploads\/2023\/10\/\u57fa\u91d1\u98a8\u96aa\u5927\u55ce\uff1f-300x225.jpg 300w, https:\/\/\/wp-content\/uploads\/2023\/10\/\u57fa\u91d1\u98a8\u96aa\u5927\u55ce\uff1f-768x576.jpg 768w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><figcaption class=\"wp-element-caption\">\u57fa\u91d1\u98a8\u96aa\u5927\u55ce\uff1f<\/figcaption><\/figure>\n\n\n\n<p>\u57fa\u91d1\u662f\u4e00\u7a2e\u5e38\u898b\u7684\u6295\u8cc7\u65b9\u5f0f\uff0c\u4f46\u662f\u57fa\u91d1\u9019\u7a2e\u6295\u8cc7\u65b9\u5f0f\u7a76\u7adf\u6709\u8457\u600e\u6a23\u7684\u98a8\u96aa\u5462\uff1f\u57fa\u91d1\u98a8\u96aa\u5927\u55ce\uff1f\u6295\u8cc7\u57fa\u91d1\u6703\u4e0d\u6703\u8ce0\u9322\u5462\uff1f<\/p>\n\n\n\n<p><strong>\u672c\u7bc7\u4ecb\u7d39\u5c07\u8b1b\u8ff0\u57fa\u91d1\u98a8\u96aa\u5927\u55ce\u3001\u57fa\u91d1\u6703\u8ce0\u9322\u55ce\u3001\u57fa\u91d1\u653e\u8457\u4e0d\u7ba1\u53ef\u4ee5\u55ce\u3001\u57fa\u91d1\u653e\u8d8a\u4e45\u8d8a\u597d\u3001\u57fa\u91d1\u8981\u653e\u591a\u4e45\u7b49\u4e00\u7cfb\u5217\u65b0\u624b\u6295\u8cc7\u554f\u984c<\/strong>\uff0c\u60f3\u4e86\u89e3\u57fa\u91d1\u7684\u8b80\u8005\u5c31\u4f86\u770b\u770b\u5427\u3002<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_64 ez-toc-wrap-center counter-hierarchy ez-toc-counter ez-toc-grey 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href=/index.html"https:\/\/www.anuefund.com\/FundSpec\/OpenAcct\/?utm_medium=cpa&amp;utm_source=affiliates&amp;utm_term=124e8b84968c66ea1ccf40945e2214f1&amp;vtm_channel=affiliatescomtw&amp;vtm_stat_id=124e8b84968c66ea1ccf40945e2214f1&amp;vtmz=true\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">\u9245\u4ea8\u8cb7\u57fa\u91d1<\/a>\u300d\u9019\u500b\u57fa\u91d1\u6295\u8cc7\u5e73\u53f0\u70ba\u4f8b\uff0c\u4e0a\u9762\u53ef\u4ee5\u8cb7\u5230\u8d85\u904e 3800 \u6a94\u7684\u57fa\u91d1\u7a2e\u985e\u3002<\/p>\n\n\n\n<div class=\"wp-block-group has-palette-color-6-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<p>\u5ef6\u4f38\u95b1\u8b80\uff1a<\/p>\n\n\n\n<ul>\n<li><a href=/index.html"https:\/\/\/what-is-anuefund\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u9245\u4ea8\u8cb7\u57fa\u91d1\u5b89\u5168\u55ce\uff1f<\/a><\/li>\n\n\n\n<li><a href=/index.html"https:\/\/\/what-are-target-maturity-bond-funds\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u76ee\u6a19\u5230\u671f\u50b5\u5238\u57fa\u91d1\u662f\u4ec0\u9ebc\uff1f<\/a><\/li>\n<\/ul>\n<\/div>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"675\" src=/index.html"https:\/\/\/wp-content\/uploads\/2023\/10\/\u57fa\u91d1\u6703\u8ce0\u9322\u55ce\uff1f.jpg\" alt=\"\u57fa\u91d1\u6703\u8ce0\u9322\u55ce\uff1f\" class=\"wp-image-14016\" title=\"\u57fa\u91d1\u6703\u8ce0\u9322\u55ce\uff1f\" srcset=\"https:\/\/\/wp-content\/uploads\/2023\/10\/\u57fa\u91d1\u6703\u8ce0\u9322\u55ce\uff1f.jpg 900w, https:\/\/\/wp-content\/uploads\/2023\/10\/\u57fa\u91d1\u6703\u8ce0\u9322\u55ce\uff1f-300x225.jpg 300w, https:\/\/\/wp-content\/uploads\/2023\/10\/\u57fa\u91d1\u6703\u8ce0\u9322\u55ce\uff1f-768x576.jpg 768w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><figcaption class=\"wp-element-caption\">\u57fa\u91d1\u6703\u8ce0\u9322\u55ce\uff1f<\/figcaption><\/figure>\n\n\n\n<p>\u9019\u7576\u7136\u4e0d\u662f\u6bcf\u4e00\u6a94\u57fa\u91d1\u90fd\u8868\u73fe\u826f\u597d\uff0c\u66f4\u591a\u7684\u662f\u8868\u73fe\u5dee\u7570\u6975\u5927\uff0c\u6709\u4e9b\u8868\u73fe\u7684\u7e3e\u6548\u597d\uff0c\u6709\u4e9b\u8868\u73fe\u7684\u7e3e\u6548\u5dee\uff0c\u5982\u679c\u6295\u8cc7\u5230\u7e3e\u6548\u4e0d\u597d\u7684\u57fa\u91d1\u7576\u7136\u6709\u53ef\u80fd\u8ce0\u9322\u3002<\/p>\n\n\n\n<p>\u751a\u81f3\u662f\u6709\u6642\u5019\u53bb\u5e74\u9019\u6a94\u57fa\u91d1\u8868\u73fe\u6700\u597d\uff0c\u5230\u4e86\u4eca\u5e74\uff0c\u9019\u6a94\u57fa\u91d1\u7684\u7e3e\u6548\u53cd\u800c\u8b8a\u6210\u540a\u8eca\u5c3e\u7684\u6848\u4f8b\uff0c<strong>\u6240\u4ee5\u6295\u8cc7\u57fa\u91d1\u7576\u7136\u662f\u6709\u53ef\u80fd\u8ce0\u9322\uff0c\u7562\u7adf\u57fa\u91d1\u7684\u7e3e\u6548\u8868\u73fe\u53ef\u662f\u76f8\u7576\u6ce2\u52d5\u7684<\/strong>\u3002<\/p>\n\n\n\n<p>\u5e38\u898b\u4f86\u8aaa\u6709\u5e7e\u500b\u57fa\u91d1\u8ce0\u9322\u7684\u539f\u56e0\uff1a<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\">\u57fa\u91d1\u8ce0\u9322\u539f\u56e0<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u8aaa\u660e<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u8a72\u57fa\u91d1\u6295\u8cc7\u7b56\u7565\u5dee<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u6295\u8cc7\u5230\u932f\u8aa4\u7684\u6a19\u7684\uff0c\u5c0e\u81f4\u6301\u7e8c\u8667\u640d<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u8a72\u57fa\u91d1\u7d93\u7406\u5718\u968a\u5dee<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u57fa\u91d1\u7d93\u7406\u4eba\u6295\u8cc7\u4e0d\u5584<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u6574\u9ad4\u5e02\u5834\u8868\u73fe\u4e0d\u4f73<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u6574\u9ad4\u6295\u8cc7\u5e02\u5834\u4e0d\u4f73<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">\u5e38\u898b\u57fa\u91d1\u8ce0\u9322\u7684\u539f\u56e0<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%9F%BA%E9%87%91%E9%A2%A8%E9%9A%AA%E5%A4%A7%E5%97%8E%EF%BC%9F\"><\/span>\u57fa\u91d1\u98a8\u96aa\u5927\u55ce\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u6240\u4ee5\u8b80\u8005\u9996\u5148\u8981\u4e86\u89e3\u4e00\u500b\u57fa\u672c\u89c0\u5ff5\uff0c\u90a3\u5c31\u662f\u300c\u6295\u8cc7\u4e00\u5b9a\u6709\u98a8\u96aa\u300d\uff0c\u6295\u8cc7\u57fa\u91d1\u4e5f\u4e0d\u4f8b\u5916\uff0c\u81ea\u7136\u662f\u6709\u53ef\u80fd\u6703\u8ce0\u9322\u7684\uff0c\u4f46\u662f\u6709\u53ef\u80fd\u6703\u8ce0\u591a\u5c11\u5462\uff1f\u57fa\u91d1\u98a8\u96aa\u5927\u55ce\uff1f<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"675\" src=/index.html"https:\/\/\/wp-content\/uploads\/2023\/10\/\u6295\u8cc7\u57fa\u91d1\u6709\u98a8\u96aa.jpg\" alt=\"\u6295\u8cc7\u57fa\u91d1\u6709\u98a8\u96aa\" class=\"wp-image-14018\" title=\"\u6295\u8cc7\u57fa\u91d1\u6709\u98a8\u96aa\" srcset=\"https:\/\/\/wp-content\/uploads\/2023\/10\/\u6295\u8cc7\u57fa\u91d1\u6709\u98a8\u96aa.jpg 900w, https:\/\/\/wp-content\/uploads\/2023\/10\/\u6295\u8cc7\u57fa\u91d1\u6709\u98a8\u96aa-300x225.jpg 300w, https:\/\/\/wp-content\/uploads\/2023\/10\/\u6295\u8cc7\u57fa\u91d1\u6709\u98a8\u96aa-768x576.jpg 768w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><figcaption class=\"wp-element-caption\">\u6295\u8cc7\u57fa\u91d1\u6709\u98a8\u96aa<\/figcaption><\/figure>\n\n\n\n<p>\u6211\u5011\u4ee5\u5e02\u9762\u4e0a\u7684\u300c\u7d71\u4e00\u9ed1\u99ac\u57fa\u91d1\u300d\u7684\u7e3e\u6548\u70ba\u4f8b\uff0c\u6211\u5011\u53ef\u4ee5\u770b\u5230\u8a72\u6a94\u57fa\u91d1\u6210\u7acb\u6642\u9593\u70ba 1994 \u5e74\uff0c\u5982\u679c\u7576\u6642\u6295\u8cc7\u5230 2023 \u5e74\uff0c\u7e3e\u6548\u8868\u73fe\u5c07\u6703\u4f86\u5230 2435%\uff0c\u662f\u975e\u5e38\u50b2\u4eba\u7684\u6210\u7e3e\u3002<\/p>\n\n\n\n<p class=\"has-palette-color-6-background-color has-background\">\u4e5f\u5c31\u662f\u8aaa\u7576\u521d\u6295\u8cc7 100 \u842c\uff0c\u5728\u9019\u5927\u7d04 30 \u5e74\u7684\u6642\u9593\uff0c\u8cc7\u7522\u6703\u8b8a\u6210 2,435 \u842c\uff0c\u9019\u500b\u8868\u73fe\u7576\u7136\u662f\u975e\u5e38\u53b2\u5bb3\u7684\u3002<\/p>\n\n\n\n<p>\u4f46\u662f\u5982\u679c\u6211\u5011\u5728 2021 \u5e74\u7684 12 \u6708\u6295\u8cc7 100 \u842c\u5728\u7d71\u4e00\u9ed1\u99ac\u57fa\u91d1\u4e0a\uff0c\u90a3\u5230\u4e86 2022 \u5e74\u7684 12 \u6708\uff0c\u6295\u8cc7\u4e00\u5e74\u7684\u6642\u9593\uff0c\u8cc7\u7522\u53cd\u800c\u6703\u4e0b\u8dcc\u7d04 30%\uff0c\u4e5f\u5c31\u662f\u8cc7\u7522\u50c5\u5269 70 \u842c\u3002( \u7576\u7136\u5982\u679c\u6295\u8cc7\u6301\u6709\u5230 2023 \u5e74\u53c8\u8b8a\u6210\u8cfa\u9322\u7684\u4e86\u3002 )<\/p>\n\n\n\n<p>\u9019\u6a94\u57fa\u91d1\u6b77\u53f2\u9577\u671f\u7e3e\u6548\u597d\u4e0d\u597d\uff1f\u975e\u5e38\u597d\uff0c\u4f46\u9047\u5230\u6574\u9ad4\u5e02\u5834\u8868\u73fe\u4e0d\u4f73\u6642\uff0c\u4ecd\u767c\u751f\u8cc7\u7522\u4e0b\u8dcc 30% \u7684\u4e8b\u4ef6\uff0c\u6240\u4ee5\u8b80\u8005\u8981\u4e86\u89e3\uff0c\u300c<strong>\u6295\u8cc7\u57fa\u91d1\u662f\u6709\u53ef\u80fd\u767c\u751f\u4e0b\u8dcc 50% ~ 80% \u7684\u8667\u640d\u98a8\u96aa\u7684<\/strong>\u300d\uff0c\u9019\u500b\u98a8\u96aa\u53ef\u662f\u975e\u5e38\u5927\u7684\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u8cb7\u5230\u7e3e\u6548\u4e0d\u597d\u7684\u57fa\u91d1\uff0c\u9577\u671f\u4f86\u770b\u6709\u53ef\u80fd\u53cd\u800c\u6301\u7e8c\u8ce0\u9322\uff0c\u6240\u4ee5\u5728\u6295\u8cc7\u524d\u5c31\u9700\u8981\u81ea\u884c\u5be9\u614e\u7814\u7a76\u6295\u8cc7\u6a19\u7684\uff0c\u80e1\u4e82\u6295\u8cc7\u7684\u7d50\u679c\u6709\u53ef\u80fd\u4e0b\u5834\u6703\u975e\u5e38\u6158\u70c8\u54e6\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%9F%BA%E9%87%91%E6%94%BE%E8%B6%8A%E4%B9%85%E8%B6%8A%E5%A5%BD%EF%BC%9F\"><\/span><strong>\u57fa\u91d1\u653e\u8d8a\u4e45\u8d8a\u597d<\/strong>\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u6709\u4e9b\u8b80\u8005\u770b\u5230\u9019\u908a\u6216\u8a31\u6703\u6253\u9000\u5802\u9f13\uff0c\u60f3\u8aaa\u6295\u8cc7\u57fa\u91d1\u7684\u98a8\u96aa\u597d\u5927\uff0c\u6709\u53ef\u80fd\u6295\u8cc7 100 \u842c\uff0c\u4e00\u5e74\u5f8c\u4e0d\u4f46\u6c92\u8cfa\u9322\uff0c\u53cd\u800c\u9084\u8ce0 30 ~ 50 \u842c\uff0c\u628a\u81ea\u5df1\u8cfa\u7684\u9322\u90fd\u8ce0\u5149\u3002<\/p>\n\n\n\n<p class=\"has-palette-color-6-background-color has-background\">\u77ed\u671f\u4f86\u770b\u6216\u8a31\u662f\u5982\u6b64\uff0c\u4f46\u662f\u66f4\u591a\u6295\u8cc7\u4eba\u5176\u5be6\u95dc\u6ce8\u7684\u53cd\u800c\u662f\u300c\u9577\u671f\u7684\u5831\u916c\u300d\uff0c\u6bd4\u5982\u8aaa\u5728\u904e\u53bb\u6295\u8cc7\u7d71\u4e00\u9ed1\u99ac\u57fa\u91d1 30 \u5e74\uff0c\u8cc7\u7522\u6210\u9577 24 \u500d\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"675\" src=/index.html"https:\/\/\/wp-content\/uploads\/2023\/10\/\u57fa\u91d1\u653e\u8d8a\u4e45\u8d8a\u597d\uff1f.jpg\" alt=\"\u57fa\u91d1\u653e\u8d8a\u4e45\u8d8a\u597d\uff1f\" class=\"wp-image-14019\" title=\"\u57fa\u91d1\u653e\u8d8a\u4e45\u8d8a\u597d\uff1f\" srcset=\"https:\/\/\/wp-content\/uploads\/2023\/10\/\u57fa\u91d1\u653e\u8d8a\u4e45\u8d8a\u597d\uff1f.jpg 900w, https:\/\/\/wp-content\/uploads\/2023\/10\/\u57fa\u91d1\u653e\u8d8a\u4e45\u8d8a\u597d\uff1f-300x225.jpg 300w, https:\/\/\/wp-content\/uploads\/2023\/10\/\u57fa\u91d1\u653e\u8d8a\u4e45\u8d8a\u597d\uff1f-768x576.jpg 768w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><figcaption class=\"wp-element-caption\">\u57fa\u91d1\u653e\u8d8a\u4e45\u8d8a\u597d\uff1f<\/figcaption><\/figure>\n\n\n\n<p>\u5728\u9019\u8cc7\u7522\u7ffb\u6210 24 \u500d\u7684\u904e\u7a0b\u4e2d\uff0c\u4e2d\u9593\u4e5f\u662f\u6b77\u7d93 20%\u300130% \u751a\u81f3\u8d85\u904e 50% \u7684\u4e0b\u8dcc\u6ce2\u52d5\uff0c\u4f46\u662f\u6b63\u662f\u9019\u6a23\u4e00\u8def\u6295\u8cc7\u904e\u4f86\uff0c\u8cc7\u7522\u53cd\u800c\u6210\u9577 24 \u500d\uff0c\u7576\u521d\u6295\u8cc7 100 \u842c\uff0c\u73fe\u5728 2023 \u5e74\u80fd\u8b8a\u6210 2,435 \u842c\u5143\u3002<\/p>\n\n\n\n<p>\u6240\u4ee5\u8b80\u8005\u5982\u679c\u662f\u6295\u8cc7\u4e00\u6a94\u597d\u57fa\u91d1\uff0c\u4ed6\u7684\u57fa\u91d1\u9577\u671f\u7e3e\u6548\u662f\u6301\u7e8c\u5411\u4e0a\u7684\uff0c<strong>\u90a3\u9019\u6642\u5019\u81ea\u7136\u662f\u653e\u8d8a\u4e45\u8d8a\u597d\uff0c\u56e0\u70ba\u5c31\u7b97\u4e2d\u9593\u6703\u6709\u6ce2\u52d5\uff0c\u4f46\u9577\u671f\u4f86\u770b\u5831\u916c\u5341\u5206\u9a5a\u4eba<\/strong>\u3002<\/p>\n\n\n\n<p>\u4e0d\u904e\u8b80\u8005\u4e5f\u8981\u4e86\u89e3\u5982\u679c\u8cb7\u5230\u6301\u7e8c\u4e0b\u8dcc\u7684\u57fa\u91d1\uff0c\u90a3\u62b1\u8d8a\u4e45\u53cd\u800c\u662f\u8ce0\u8d8a\u591a\uff0c\u6240\u4ee5\u8b80\u8005\u5728\u6295\u8cc7\u57fa\u91d1\u4e4b\u524d\uff0c\u53ef\u8981\u81ea\u884c\u5be9\u614e\u7814\u7a76\u4e26\u81ea\u8ca0\u6295\u8cc7\u98a8\u96aa\u56c9\u3002<\/p>\n\n\n\n<div class=\"wp-block-group has-palette-color-6-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<p>\u5ef6\u4f38\u95b1\u8b80\uff1a<\/p>\n\n\n\n<ul>\n<li><a href=/index.html"https:\/\/\/how-do-funds-make-money\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u57fa\u91d1\u5982\u4f55\u8cfa\u9322\u7684\uff1f<\/a><\/li>\n\n\n\n<li><a href=/index.html"https:\/\/\/what-is-accumulation-funds\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u7d2f\u7a4d\u578b\u57fa\u91d1\u662f\u4ec0\u9ebc\u610f\u601d\uff1f<\/a><\/li>\n<\/ul>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%9F%BA%E9%87%91%E6%94%BE%E8%91%97%E4%B8%8D%E7%AE%A1%E5%8F%AF%E4%BB%A5%E5%97%8E%EF%BC%9F\"><\/span><strong>\u57fa\u91d1\u653e\u8457\u4e0d\u7ba1\u53ef\u4ee5\u55ce<\/strong>\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u9019\u500b\u554f\u984c\u4e00\u6a23\u8981\u770b\u662f\u6295\u8cc7\u54ea\u6a94\u57fa\u91d1\u800c\u5b9a\uff0c\u5982\u679c\u8a72\u57fa\u91d1\u6301\u7e8c\u4e0b\u8dcc\uff0c\u4f60\u4e00\u76f4\u653e\u8457\u4e0d\u7ba1\u7684\u7d50\u679c\u5c31\u662f\u6301\u7e8c\u8ce0\u9322\uff0c\u9019\u61c9\u8a72\u662f\u8b80\u8005\u4e0d\u60f3\u9047\u5230\u7684\u3002<\/p>\n\n\n\n<p><strong>\u8cb7\u5230\u9577\u671f\u7a69\u5b9a\u6210\u9577\u7684\u57fa\u91d1\u7576\u7136\u53ef\u4ee5\u653e\u8457\u4e0d\u7ba1\uff0c\u56e0\u70ba\u6211\u5011\u770b\u7684\u662f\u66f4\u9577\u671f\u7684\u672a\u4f86\u8868\u73fe<\/strong>\uff0c\u4f46\u662f\u8b80\u8005\u4e5f\u8981\u4e86\u89e3\uff0c\u4e0d\u7ba1\u8a72\u6a94\u57fa\u91d1\u6709\u591a\u597d\uff0c\u7576\u6574\u9ad4\u5e02\u5834\u8868\u73fe\u4e0d\u4f73\u6642\uff0c\u8a72\u57fa\u91d1\u8a72\u8dcc\u4e5f\u9084\u662f\u6703\u8dcc\u7684\u3002<\/p>\n\n\n\n<p class=\"has-palette-color-6-background-color has-background\">\u6c92\u6709\u57fa\u91d1\u53ef\u4ee5\u505a\u5230\u300c\u6301\u7e8c\u4e0a\u6f32\u3001\u6c38\u4e0d\u4e0b\u8dcc\u300d\u9019\u9ebc\u7f8e\u597d\u7684\u4e8b\u60c5\u53ea\u6709\u53ef\u80fd\u6703\u5728\u5922\u88e1\u6216\u662f\u8a50\u9a19\u53e3\u4e2d\u51fa\u73fe\uff0c\u6240\u4ee5\u8b80\u8005\u5c0d\u6295\u8cc7\u57fa\u91d1\u9084\u662f\u8981\u6709\u9019\u57fa\u790e\u7684\u8a8d\u77e5\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"675\" src=/index.html"https:\/\/\/wp-content\/uploads\/2023\/10\/\u57fa\u91d1\u653e\u8457\u4e0d\u7ba1\u53ef\u4ee5\u55ce\uff1f.jpg\" alt=\"\u57fa\u91d1\u653e\u8457\u4e0d\u7ba1\u53ef\u4ee5\u55ce\uff1f\" class=\"wp-image-14020\" title=\"\u57fa\u91d1\u653e\u8457\u4e0d\u7ba1\u53ef\u4ee5\u55ce\uff1f\" srcset=\"https:\/\/\/wp-content\/uploads\/2023\/10\/\u57fa\u91d1\u653e\u8457\u4e0d\u7ba1\u53ef\u4ee5\u55ce\uff1f.jpg 900w, https:\/\/\/wp-content\/uploads\/2023\/10\/\u57fa\u91d1\u653e\u8457\u4e0d\u7ba1\u53ef\u4ee5\u55ce\uff1f-300x225.jpg 300w, https:\/\/\/wp-content\/uploads\/2023\/10\/\u57fa\u91d1\u653e\u8457\u4e0d\u7ba1\u53ef\u4ee5\u55ce\uff1f-768x576.jpg 768w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><figcaption class=\"wp-element-caption\">\u57fa\u91d1\u653e\u8457\u4e0d\u7ba1\u53ef\u4ee5\u55ce\uff1f<\/figcaption><\/figure>\n\n\n\n<p>\u7576\u7136\u8b80\u8005\u5728\u6295\u8cc7\u7684\u6642\u5019\u6703\u9047\u5230\u6709\u4eba\u8aaa\uff1a\u300c\u57fa\u91d1\u5c31\u662f\u6f32\u7684\u6642\u5019\u8ce3\u6389\uff0c\u7b49\u8dcc\u4e0b\u4f86\u518d\u8cb7\u56de\u4f86\u5c31\u53ef\u4ee5\u591a\u8cfa\u9322\u4e86\u3002\u300d<\/p>\n\n\n\n<p>\u4f46\u901a\u5e38\u4f86\u8aaa\u5927\u90e8\u5206\u7684\u6295\u8cc7\u4eba\u6240\u505a\u7684\u53cd\u800c\u662f\u9ad8\u9ede\u8cb7\u9032\u3001\u4f4e\u9ede\u8ce3\u51fa\uff0c\u56e0\u70ba\u8868\u73fe\u597d\u6642\u5c31\u8caa\u5a6a\u60f3\u8981\u52a0\u78bc\u8cfa\u66f4\u591a\u3001\u8868\u73fe\u5dee\u6642\u5c31\u6050\u61fc\u60f3\u8981\u8a8d\u8ce0\uff0c\u9019\u6642\u5019\u53cd\u800c\u96e3\u4ee5\u8cfa\u9322\u3002<\/p>\n\n\n\n<p>\u6240\u4ee5\u6295\u8cc7\u4eba\u5982\u679c\u4e0d\u80fd\u9810\u6e2c\u4f55\u6642\u662f\u9ad8\u9ede\u6216\u4f4e\u9ede\uff0c\u57fa\u91d1\u653e\u8457\u4e0d\u7ba1\u4e5f\u662f\u4e00\u7a2e\u9078\u64c7\uff0c\u56e0\u70ba\u4f60\u4e0d\u6703\u932f\u904e\u4e0b\u8dcc\uff0c\u81ea\u7136\u4e5f\u4e0d\u6703\u932f\u904e\u4e0a\u6f32\uff0c\u6700\u5f8c\u5c31\u53ef\u4ee5\u8cfa\u5230\u6574\u500b\u57fa\u91d1\u7684\u5b8c\u6574\u5831\u916c\uff0c\u53ea\u8981\u8a72\u57fa\u91d1\u9577\u671f\u826f\u597d\u5c31\u6709\u6a5f\u6703\u8cfa\u9322\uff0c\u6295\u8cc7\u65b9\u5f0f\u76f8\u5c0d\u7c21\u55ae\u3002<\/p>\n\n\n\n<div class=\"wp-block-group has-palette-color-6-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<p>\u5ef6\u4f38\u95b1\u8b80\uff1a<\/p>\n\n\n\n<ul>\n<li><a href=/index.html"https:\/\/\/aaii-investor-sentiment-survey\/\" target=\"_blank\" rel=\"noreferrer noopener\">AAII\u6295\u8cc7\u4eba\u4fe1\u5fc3\u6307\u6578\u662f\u4ec0\u9ebc\uff1f<\/a><\/li>\n\n\n\n<li><a href=/index.html"https:\/\/\/what-is-herd-behavior\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u7f8a\u7fa4\u6548\u61c9\u662f\u4ec0\u9ebc\uff1f\u4f8b\u5b50\uff1f<\/a><\/li>\n<\/ul>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%9F%BA%E9%87%91%E6%94%BE%E5%B9%BE%E5%B9%B4%EF%BC%9F%E6%94%BE%E5%A4%9A%E4%B9%85%EF%BC%9F10%E3%80%8120_%E5%B9%B4%EF%BC%9F\"><\/span>\u57fa\u91d1\u653e\u5e7e\u5e74\uff1f\u653e\u591a\u4e45\uff1f10\u300120 \u5e74\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u8b80\u8005\u9019\u6642\u5019\u662f\u5426\u5728\u60f3\u6295\u8cc7\u57fa\u91d1\u8a72\u653e\u5e7e\u5e74\u9019\u500b\u554f\u984c\u5462\uff0c\u5176\u5be6\u57fa\u91d1\u8981\u653e\u5e7e\u5e74\u662f\u8981\u500b\u4eba\u7684\u6295\u8cc7\u7406\u8ca1\u898f\u5283\u800c\u5b9a\u7684\u3002<\/p>\n\n\n\n<p>\u6bd4\u5982\u8aaa\u8b80\u8005\u5e0c\u671b\u8cc7\u7522\u80fd\u8cfa\u500b 50% ~ 100%\uff0c\u7136\u5f8c\u628a\u9019\u7b46\u9322\u62ff\u53bb\u8cb7\u623f\uff0c\u90a3\u81ea\u7136\u662f\u57fa\u91d1\u7684\u7372\u5229\u6709\u5230\u5fc3\u4e2d\u7684\u9810\u671f\u5c31\u53ef\u4ee5\u8d16\u56de\uff0c\u9019\u500b\u6642\u9593\u6709\u53ef\u80fd\u662f 3 ~ 5 \u5e74\u6216 5 ~ 10 \u5e74\u3002<\/p>\n\n\n\n<p>\u4e0d\u904e\u5982\u679c\u8b80\u8005\u7684\u57fa\u91d1\u898f\u5283\u662f\u70ba\u4e86\u300c\u9000\u4f11\u300d\uff0c\u90a3\u6295\u8cc7\u57fa\u91d1\u7684\u6642\u9593\u6709\u53ef\u80fd\u5c31\u6703\u62c9\u9577\u5230 15 ~ 20 \u5e74\uff0c\u751a\u81f3 20 ~ 30 \u5e74\u7684\u6642\u9593\u90fd\u6709\u53ef\u80fd\u3002<\/p>\n\n\n\n<p>\u7e3d\u800c\u8a00\u4e4b\u6295\u8cc7\u57fa\u91d1\u8a72\u653e\u5e7e\u5e74\u8981\u8996\u500b\u4eba\u7684\u672a\u4f86\u898f\u5283\u800c\u5b9a\uff0c\u4e0d\u904e\u8b80\u8005\u4e5f\u8981\u77e5\u9053\uff0c\u6295\u8cc7\u57fa\u91d1\u4e26\u4e0d\u662f\u4e00\u4ef6\u53ef\u4ee5\u300c\u8cfa\u5feb\u9322\u300d\u7684\u4e8b\u60c5\u3002<\/p>\n\n\n\n<p><strong>\u901a\u5e38\u4f86\u8aaa\u57fa\u91d1\u6295\u8cc7\u9700\u8981 5 ~ 10 \u5e74\u7684\u9577\u671f\u6642\u9593\uff0c\u57fa\u91d1\u8cc7\u7522\u624d\u6703\u6709\u660e\u986f\u7684\u6210\u9577<\/strong>\uff0c\u9019\u4e5f\u662f\u8b80\u8005\u9700\u8981\u4e8b\u5148\u4e86\u89e3\u7684\u4e8b\u60c5\u3002<\/p>\n\n\n\n<div class=\"wp-block-group has-palette-color-6-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<p>\u5ef6\u4f38\u95b1\u8b80\uff1a<\/p>\n\n\n\n<ul>\n<li><a href=/index.html"https:\/\/\/what-is-balanced-fund\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u5e73\u8861\u578b\u57fa\u91d1\u662f\u4ec0\u9ebc\uff1f<\/a><\/li>\n\n\n\n<li><a href=/index.html"https:\/\/\/how-to-invest-with-dollar-cost-averaging-using-a-fund\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u5b9a\u671f\u5b9a\u984d\u57fa\u91d1\u662f\u4ec0\u9ebc\uff1f<\/a><\/li>\n<\/ul>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%9F%BA%E9%87%91%E6%80%8E%E9%BA%BC%E8%B2%B7%EF%BC%9F\"><\/span>\u57fa\u91d1\u600e\u9ebc\u8cb7\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u57fa\u91d1\u5728\u5f88\u591a\u901a\u8def\u90fd\u6709\u8ca9\u552e\uff0c\u6bd4\u5982\u8aaa\u9280\u884c\u3001\u6295\u4fe1\u3001\u57fa\u91d1\u5e73\u53f0\u90fd\u6709\u8ca9\u552e\u57fa\u91d1\uff0c\u90a3\u9ebc\u5728\u9019\u4e9b\u4e0d\u540c\u7684\u901a\u8def\u8cb7\u57fa\u91d1\u6709\u4ec0\u9ebc\u5dee\u7570\uff1f\u6211\u5011\u53c8\u8a72\u5728\u54ea\u88e1\u8cb7\u5462\uff1f<\/p>\n\n\n\n<p>\u9019\u908a\u5217\u4e00\u500b\u6bd4\u8f03\u8868\u683c\u4f9b\u5404\u4f4d\u8b80\u8005\u505a\u8a8d\u8b58\uff1a<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\">\u6bd4\u8f03<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u9280\u884c<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u6295\u4fe1<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u57fa\u91d1\u5e73\u53f0<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u8cbb\u7528<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u8f03\u9ad8<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u8f03\u4f4e<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u8f03\u4f4e<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u57fa\u91d1\u7a2e\u985e<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u8f03\u591a<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u50c5\u92b7\u552e\u81ea\u5bb6\u57fa\u91d1<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u8f03\u591a<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">\u57fa\u91d1\u901a\u8def\u6bd4\u8f03<\/figcaption><\/figure>\n\n\n\n<p>\u6240\u4ee5\u6211\u5011\u4e5f\u5f88\u6e05\u695a\u7684\u53ef\u4ee5\u77e5\u9053\uff0c\u9019\u4e9b\u901a\u8def\u662f\u5404\u6709\u512a\u7f3a\u9ede\u7684\uff0c\u6bd4\u5982\u8aaa\u9280\u884c\u8cb7\u57fa\u91d1\u96d6\u7136\u65b9\u4fbf\u5feb\u901f\u3001\u7a2e\u985e\u4e5f\u591a\uff0c\u9084\u4e0d\u7528\u53e6\u5916\u958b\u57fa\u91d1\u5e73\u53f0\u5e33\u6236\u3002<\/p>\n\n\n\n<p>\u7136\u800c\u7f3a\u9ede\u4e5f\u662f\u5f88\u660e\u986f\u7684\uff0c\u90a3\u5c31\u662f\u8cbb\u7528\u8f03\u9ad8\uff0c\u5e33\u7ba1\u8cbb\u3001\u4fdd\u7ba1\u8cbb\u3001\u7533\u8cfc\u8cbb\u3001\u7ba1\u7406\u8cbb\u7b49\u7b49\u76f8\u95dc\u8cbb\u7528\u773e\u591a\uff0c\u9019\u662f\u5f88\u591a\u4eba\u4e0d\u80fd\u63a5\u53d7\u7684\u3002<\/p>\n\n\n\n<p>\u800c\u6295\u4fe1\u66f4\u4e0d\u7528\u8aaa\uff0c\u6295\u4fe1\u6295\u9867\u50c5\u8ca9\u552e\u81ea\u5bb6\u7522\u54c1\uff0c\u9078\u64c7\u8f03\u5c11\uff0c\u6240\u4ee5\u901a\u5e38\u4f86\u8aaa\uff0c\u6295\u8cc7\u4eba\u4e5f\u591a\u662f\u4f7f\u7528\u57fa\u91d1\u5e73\u53f0\u4f86\u6295\u8cc7\u57fa\u91d1\uff0c\u4e26\u4e14\u57fa\u91d1\u5e73\u53f0\u7af6\u722d\u6fc0\u70c8\uff0c\u5404\u7a2e\u512a\u60e0\u4e0d\u65b7\u3002<\/p>\n\n\n\n<p>\u6295\u8cc7\u4eba\u5728\u9019\u4e9b\u57fa\u91d1\u5e73\u53f0\u4e2d\u4e5f\u53ef\u4ee5\u7528\u8f03\u512a\u60e0\u7684\u50f9\u683c\u4f86\u6295\u8cc7\u57fa\u91d1\uff0c\u4ee5\u6b64\u8b93\u81ea\u5df1\u7684\u7372\u5229\u589e\u52a0\uff0c\u800c\u4e0d\u662f\u90fd\u62ff\u4f86\u7e73\u7d0d\u8cbb\u7528\u54e6\u3002<\/p>\n\n\n\n<p>\u5e38\u898b\u7684\u57fa\u91d1\u5e73\u53f0\u6709\u5169\u5927\u5e73\u53f0\uff1a<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes has-small-font-size\"><table class=\"has-fixed-layout\"><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\">\u6bd4\u8f03<\/td><td class=\"has-text-align-center\" data-align=\"center\"><a href=/index.html"https:\/\/vbshoptrax.com\/track\/clicks\/7537\/c627c2bf910926deff8eec35dc2e9753743940cf71ece1f2113ff40860015ce9\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">\u4e2d\u79df\u57fa\u91d1\u5e73\u53f0<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\"><a href=/index.html"https:\/\/www.anuefund.com\/FundSpec\/OpenAcct\/?utm_medium=cpa&amp;utm_source=affiliates&amp;utm_term=124e8b84968c66ea1ccf40945e2214f1&amp;vtm_channel=affiliatescomtw&amp;vtm_stat_id=124e8b84968c66ea1ccf40945e2214f1&amp;vtmz=true\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">\u9245\u4ea8\u8cb7\u57fa\u91d1<\/a><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u57fa\u91d1\u6578\u91cf<\/td><td class=\"has-text-align-center\" data-align=\"center\">3000 \u591a\u6a94<\/td><td class=\"has-text-align-center\" data-align=\"center\">3800 \u591a\u6a94<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u5b9a\u671f\u5b9a\u984d<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u6709<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u6709<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u667a\u80fd\u7406\u8ca1<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u6709<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u6709<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u512a\u60e0\u6298\u6263<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u6709<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u6709<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u91d1\u7ba1\u6703\u76e3\u7ba1<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u6709<br>(112\u5e74\u91d1\u7ba1\u6295\u9867<br>\u65b0\u5b57\u7b2c101\u865f)<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u6709<br>(110\u91d1\u7ba1\u6295\u9867<br>\u65b0\u5b57\u7b2c008\u865f)<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u624b\u6a5f APP<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u7121<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u6709<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u958b\u6236\u512a\u60e0<\/td><td class=\"has-text-align-center\" data-align=\"center\">1.\u6bcd\u5b50\u9396\u5229GO\u55ae\u7b460\u624b\u7e8c\u8cbb\u512a\u60e0\u52382\u5f35<br>2.\u5168\u7ad9\u57fa\u91d1\u5b9a\u671f(\u4e0d)\u5b9a\u984d\u7d42\u8eab0\u624b\u7e8c\u8cbb<br>3.\u55ae\u7b46\u7533\u8cfc 0 \u624b\u7e8c\u8cbb\u512a\u60e0\u52385\u5f35<br>4.\u4f7f\u7528\u7dda\u4e0a\u958b\u6236\uff08\u7db2\u9280\/\u91d1\u878d\u5361\uff09\u518d\u8d08\u3010\u7d05\u5229\u9ede\u6578 888 \u9ede\u3011<\/td><td class=\"has-text-align-center\" data-align=\"center\">1.\u55ae\u7b460\u624b\u7e8c\u8cbb\u523814\u7b46<br>2.\u5b9a\u671f\u5b9a\u984d\u7d42\u751f0\u624b\u7e8c\u8cbb<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u958b\u6236\u9023\u7d50<br>(\u5c08\u5c6c\u9023\u7d50\u958b\u6236\u4eab\u512a\u60e0)<\/td><td class=\"has-text-align-center\" data-align=\"center\"><a href=/index.html"https:\/\/vbshoptrax.com\/track\/clicks\/7537\/c627c2bf910926deff8eec35dc2e9753743940cf71ece1f2113ff40860015ce9\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">\u4e2d\u79df\u958b\u6236\u9023\u7d50<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\"><a href=/index.html"https:\/\/www.anuefund.com\/FundSpec\/OpenAcct\/?utm_medium=cpa&amp;utm_source=affiliates&amp;utm_term=124e8b84968c66ea1ccf40945e2214f1&amp;vtm_channel=affiliatescomtw&amp;vtm_stat_id=124e8b84968c66ea1ccf40945e2214f1&amp;vtmz=true\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">\u9245\u4ea8\u958b\u6236\u9023\u7d50<\/a><\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">\u57fa\u91d1\u5e73\u53f0\u4ecb\u7d39<\/figcaption><\/figure>\n\n\n\n<p>\u5c31\u6295\u8cc7\u7375\u624b\u6211\u4f86\u770b\uff0c\u5169\u8005\u90fd\u662f\u5f88\u5927\u7684\u57fa\u91d1\u5e73\u53f0\uff0c\u9664\u4e86\u4e00\u4e9b\u7d30\u5fae\u7684\u5dee\u7570\uff0c\u6bd4\u5982\u8aaa\u9245\u4ea8\u53ef\u4ee5\u8cb7\u7684\u57fa\u91d1\u8f03\u591a\uff0c\u4f46\u4e2d\u79df 3000 \u591a\u6a94\u4e5f\u5f88\u5920\u4e86\u3002<\/p>\n\n\n\n<p>\u800c\u4e2d\u79df\u7684\u958b\u6236\u512a\u60e0\u591a\u4e00\u4e9b\uff0c\u7e3d\u9ad4\u800c\u8a00\u53ef\u4ee5\u8aaa\u662f\u52e2\u5747\u529b\u6575\u4e86\uff0c\u5169\u8005\u7684\u8868\u73fe\u5e7e\u4e4e\u4e0d\u76f8\u4e0a\u4e0b\uff0c\u8b80\u8005\u53ef\u4ee5\u662f\u81ea\u5df1\u7684\u9700\u6c42\u4f86\u4f7f\u7528\uff0c\u7576\u7136\u4e5f\u53ef\u4ee5\u5169\u500b\u5e73\u53f0\u90fd\u958b\u6236\uff0c\u4ee5\u6b64\u4f86\u627e\u5230\u9069\u5408\u81ea\u5df1\u7684\u5e73\u53f0\u54e6\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%8A%95%E8%B3%87%E5%89%8D%E5%96%84%E7%94%A8%E7%90%86%E8%B2%A1%E7%AE%A1%E9%81%93\"><\/span>\u6295\u8cc7\u524d\u5584\u7528\u7406\u8ca1\u7ba1\u9053<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u96d6\u7136\u6295\u8cc7\u5f88\u91cd\u8981\uff0c\u53ef\u4ee5\u52a0\u901f\u6211\u5011\u7684\u8ca1\u5bcc\u589e\u9577\uff0c\u7136\u800c\u6295\u8cc7\u7406\u8ca1\u7f3a\u4e00\u4e0d\u53ef\uff0c\u6211\u5011\u4e5f\u8981\u6e96\u5099\u4e00\u4e9b<a href=/index.html"https:\/\/\/what-is-emergency-reserve\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u7dca\u6025\u9810\u5099\u91d1<\/a>\u5099\u7528\uff0c\u4ee5\u514d\u767c\u751f\u7dca\u6025\u610f\u5916\u7684\u6642\u5019\uff0c\u6211\u5011\u53ea\u80fd\u8ce3\u80a1\u8b8a\u73fe\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u662f\u5e73\u5e38\u7684\u6642\u5019\u8ce3\u80a1\u8b8a\u73fe\u4e5f\u5c31\u7b97\u4e86\uff0c\u5982\u679c\u6b63\u597d\u5728\u80a1\u707d\u6642\u9047\u5230\u610f\u5916\uff0c\u90a3\u5c31\u53ea\u80fd\u88ab\u8feb\u628a\u80a1\u7968\u780d\u5728\u4f4e\u9ede\uff0c\u4ee5\u89e3\u71c3\u7709\u4e4b\u6025\u3002<\/p>\n\n\n\n<p>\u6240\u4ee5\u5728\u6295\u8cc7\u4e4b\u524d\u6211\u5011\u90fd\u6703\u6e96\u5099\u65e5\u5e38\u958b\u92b7 6 ~ 12 \u500b\u6708\u7684\u7dca\u6025\u9810\u5099\u91d1\uff0c\u4e00\u65e6\u767c\u751f\u610f\u5916\u5c31\u53ef\u4ee5\u5feb\u901f\u53d6\u51fa\u9322\u4f86\u61c9\u5c0d\u3002<\/p>\n\n\n\n<p>\u90a3\u9ebc\u9019\u7b46\u9322\u8981\u5b58\u5728\u54ea\u88e1\u6bd4\u8f03\u597d\u5462\uff1f\u9019\u908a\u6295\u8cc7\u7375\u624b\u6211\u6703\u5efa\u8b70\u5b58\u5728\u300c\u9ad8\u5229\u6d3b\u5b58\u9280\u884c\u300d\u88e1\uff0c\u9019\u4e9b\u9280\u884c\u70ba\u4e86\u62db\u652c\u5ba2\u6236\u9858\u610f\u63d0\u4f9b\u66f4\u9ad8\u7684\u9650\u6642\u9650\u984d\u6d3b\u5b58\u5229\u7387\uff0c\u751a\u81f3\u6bd4\u5176\u4ed6\u9280\u884c\u7684\u5b9a\u5b58\u5229\u7387\u9084\u597d\u3002<\/p>\n\n\n\n<div class=\"wp-block-group has-palette-color-6-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<p>\u9ad8\u5229\u6d3b\u671f\u5b58\u6b3e\u6709\u56db\u5927\u7279\u6027\uff1a<\/p>\n\n\n\n<ul>\n<li>1.\u9700\u8981\u6642\u96a8\u6642\u63d0\u9818\uff0c\u6c92\u6709\u9650\u5236<\/li>\n\n\n\n<li>2.\u8f03\u9ad8\u7684\u6d3b\u671f\u512a\u60e0\u5229\u7387\uff0c\u751a\u81f3\u6bd4\u90e8\u5206\u5b9a\u5b58\u9084\u9ad8<\/li>\n\n\n\n<li>3.\u9280\u884c\u90fd\u6709\u91d1\u7ba1\u6703\u8207<a href=/index.html"https:\/\/\/what-is-deposit-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u5b58\u6b3e\u4fdd\u96aa<\/a>\u7684\u4fdd\u969c\uff0c300 \u842c\u4ee5\u5167\u5b89\u5168\u7121\u6182<\/li>\n\n\n\n<li>4.\u4e0d\u50cf\u6295\u8cc7\u80a1\u7968\uff0c\u9ad8\u5229\u6d3b\u671f\u5b58\u6b3e\u6c92\u6709\u8667\u672c\u7684\u98a8\u96aa\u554f\u984c<\/li>\n<\/ul>\n<\/div>\n\n\n\n<p>\u5728\u9019\u4e9b\u9ad8\u5229\u6d3b\u5b58\u9280\u884c\u5b58\u653e\u7dca\u6025\u9810\u5099\u91d1\u65e2\u53ef\u4ee5\u78ba\u4fdd\u9700\u8981\u7528\u6642\u96a8\u6642\u63d0\u9818\uff0c\u4e5f\u53ef\u4ee5\u8cfa\u5230\u4e0d\u932f\u7684\u5229\u606f\u8cbb\u7528\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"768\" src=/index.html"https:\/\/\/wp-content\/uploads\/2023\/10\/\u6295\u8cc7\u524d\u5584\u7528\u7406\u8ca1\u7ba1\u9053-1024x768.jpg\" alt=\"\u6295\u8cc7\u524d\u5584\u7528\u7406\u8ca1\u7ba1\u9053\" class=\"wp-image-14026\" title=\"\u6295\u8cc7\u524d\u5584\u7528\u7406\u8ca1\u7ba1\u9053\" srcset=\"https:\/\/\/wp-content\/uploads\/2023\/10\/\u6295\u8cc7\u524d\u5584\u7528\u7406\u8ca1\u7ba1\u9053-1024x768.jpg 1024w, https:\/\/\/wp-content\/uploads\/2023\/10\/\u6295\u8cc7\u524d\u5584\u7528\u7406\u8ca1\u7ba1\u9053-300x225.jpg 300w, https:\/\/\/wp-content\/uploads\/2023\/10\/\u6295\u8cc7\u524d\u5584\u7528\u7406\u8ca1\u7ba1\u9053-768x576.jpg 768w, https:\/\/\/wp-content\/uploads\/2023\/10\/\u6295\u8cc7\u524d\u5584\u7528\u7406\u8ca1\u7ba1\u9053.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">\u6295\u8cc7\u524d\u5584\u7528\u7406\u8ca1\u7ba1\u9053<\/figcaption><\/figure>\n\n\n\n<p>\u9019\u908a\u6295\u8cc7\u7375\u624b\u6709\u63a8\u85a6\u4ee5\u4e0b\u5e7e\u9593\u7684\u9ad8\u5229\u6d3b\u5b58\u9280\u884c\u4f9b\u5404\u4f4d\u8b80\u8005\u505a\u4f7f\u7528\uff0c\u8b80\u8005\u5c0d\u6b64\u6709\u8208\u8da3\u7684\u8a71\uff0c\u53ef\u4ee5\u9ede\u64ca\u4e0b\u65b9\u6587\u7ae0\u89c0\u770b\u4ecb\u7d39\u3002<\/p>\n\n\n\n<p>\u4e26\u4e14\u4f7f\u7528\u6295\u8cc7\u7375\u624b\u7684\u5c08\u5c6c\u9023\u7d50\u9084\u6709\u5c08\u5c6c\u7684\u958b\u6236\u512a\u60e0\u54e6\uff0c\u6b63\u60f3\u8981\u5e6b\u81ea\u5df1\u7dca\u6025\u9810\u5099\u91d1\u627e\u500b\u9069\u5408\u5b58\u653e\u5730\u65b9\u7684\u8b80\u8005\u53ef\u5225\u932f\u904e\u4e86\u3002<\/p>\n\n\n\n<figure class=\"wp-block-table alignwide is-style-stripes has-small-font-size\"><table class=\"has-fixed-layout\"><thead><tr><th class=\"has-text-align-center\" data-align=\"center\">\u9280\u884c\u540d\u7a31<\/th><th class=\"has-text-align-center\" data-align=\"center\">\u9650\u6642\u9ad8\u5229\u6d3b\u5b58\u5229\u7387<\/th><th class=\"has-text-align-center\" data-align=\"center\">\u5c08\u5c6c\u958b\u6236\u512a\u60e0<\/th><th class=\"has-text-align-center\" data-align=\"center\">\u958b\u6236\u9023\u7d50<br>(\u9023\u7d50\u7533\u8fa6\u4eab\u512a\u60e0)<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><a href=/index.html"https:\/\/\/what-is-richart\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u53f0\u65b0\u9280\u884c<br>Richart<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">\u65b0\u623610\u842c\u51673.2%<br>\u2192\u5b58\u6eff\u6bcf\u6708\u5229\u606f266\u5143<br>(\u512a\u60e0\u5b58\u5230\u5e74\u5e95)<br>(<a href=/index.html"https:\/\/\/what-is-richart-referral-code\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u512a\u60e0\u4ecb\u7d39<\/a>)<br>\u6d3b\u52d5\u81f32024\/07\/01<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u958b\u6236\u4eab100\u5143<br>\u73fe\u91d1\u597d\u79ae<\/td><td class=\"has-text-align-center\" data-align=\"center\"><a href=/index.html"https:\/\/richart.tw\/TSDIB_RichartWeb\/RC07\/RC070100?sn=J1QA7&amp;utm_source=richart&amp;utm_medium=app&amp;utm_campaign=richart_mgm_20230701\" target=\"_blank\" rel=\"noreferrer noopener\">\u958b\u6236\u9023\u7d50<\/a><br>\u65b0\u6236\u6700\u63a8\u85a6<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><a href=/index.html"https:\/\/\/what-is-next-bank\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u5c07\u4f86\u9280\u884c<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">\u65b0\u62365\u842c\u4eab1%<br>5~20\u842c\u4eab3.5%<br>\u2192\u5b58\u6eff\u6bcf\u6708\u5229\u606f\u8d85\u904e400\u5143<br>(\u6700\u591a\u53ef\u5b58 90 \u5929)<br>(<a href=/index.html"https:\/\/\/nextbank-referral-code-sg5lh\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u512a\u60e0\u4ecb\u7d39<\/a>)<br>\u6d3b\u52d5\u81f32024\/09\/30<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u65b0\u623620\u842c\u5167\u4eab<br>\u6700\u9ad83.5%<br><\/td><td class=\"has-text-align-center\" data-align=\"center\"><a href=/index.html"https:\/\/mgm.nextbank.com.tw\/nxb\/SG5LH?utm_source=app&amp;utm_medium=link\" target=\"_blank\" rel=\"noreferrer noopener\">\u958b\u6236\u9023\u7d50<\/a><br>\u958b\u6236\u8cfa\u5229\u606f<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><a href=/index.html"https:\/\/\/what-is-evaluation-of-rakuten-bank\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u6a02\u5929\u9280\u884c<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">\u6d3b\u5b58\u7121\u9650\u984d1.35%<br>(\u6709\u689d\u4ef6\u9650\u5236)<br>(<a href=/index.html"https:\/\/\/rakuten-bank-referral-code-zplgo9\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u512a\u60e0\u4ecb\u7d39<\/a>)<br>\u6d3b\u52d5\u81f32024\/03\/31<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u958b\u6236\u4eab200\u5143<br>\u73fe\u91d1\u597d\u79ae<\/td><td class=\"has-text-align-center\" data-align=\"center\"><a rel=\"noreferrer noopener\" href=/index.html"https:\/\/www.rakuten-bank.com.tw\/s\/aqkr\" target=\"_blank\">\u958b\u6236\u9023\u7d50<\/a><br>\u958b\u6236\u62ff\u73fe\u91d1<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><a href=/index.html"https:\/\/\/what-is-the-evaluation-of-a-bankee-account\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u9060\u6771\u9280\u884c<br>Bankee<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">\u9023\u7d50\u958b\u6236\u4eab5\u842c2.6%<br>\u2192\u5b58\u6eff\u6bcf\u6708\u5229\u606f109\u5143<br>(\u53ef\u5b586\u500b\u6708)<br>\u984d\u5ea6\u5916\u6d3b\u5b581.31%<br>\u6d3b\u52d5\u81f32024\/06\/30<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u4f7f\u7528\u63a8\u85a6\u9023\u7d50\u958b\u6236<br>\u4eab6\u500b\u6708\u4e94\u842c\u51672.6%<\/td><td class=\"has-text-align-center\" data-align=\"center\"><a href=/index.html"https:\/\/www.bankee.tw\/webview\/app2\/M00300\/05C2A7E51B005018E0635B4B300AAE00\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">\u958b\u6236\u9023\u7d50<\/a><br>\u958b\u6236\u4eab\u512a\u60e0<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u570b\u6cf0\u9280\u884c<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u65b0\u62365\u842c\u51673.5%<br>\u2192\u5b58\u6eff\u6bcf\u6708\u5229\u606f140\u5143<br>\u820a\u62365\u842c\u51673%<br>(25\u6b72\u4ee5\u4e0b\u9752\u5e74\u5c08\u4eab)<br>(<a href=/index.html"https:\/\/\/2022-07-cathaybk-rate-activity-of-demand-deposit\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u512a\u60e0\u4ecb\u7d39<\/a>)<br>\u6d3b\u52d5\u81f32024\/06\/30<\/td><td class=\"has-text-align-center\" data-align=\"center\">&#8211;<\/td><td class=\"has-text-align-center\" data-align=\"center\"><a rel=\"noreferrer noopener\" href=/index.html"https:\/\/www.cathaybk.com.tw\/cathaybk\/promo\/event\/ebanking\/product\/APP-WEB\/index.html?invite=BKYJ8\" target=\"_blank\">\u958b\u6236\u9023\u7d50<\/a><br>\u5e74\u8f15\u4eba\u7368\u4eab<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">\u9ad8\u5229\u6d3b\u5b58\u9280\u884c\u512a\u60e0 (2024\/03\/30 \u7de8\u5236)\uff0c\u6d3b\u52d5\u5982\u6709\u8b8a\u66f4\uff0c\u4f9d\u5b98\u7db2\u516c\u544a\u70ba\u6e96<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%9F%BA%E9%87%91%E9%A2%A8%E9%9A%AA%E5%A4%A7%E5%97%8E%E4%BB%8B%E7%B4%B9%E7%B5%90%E8%AA%9E\"><\/span>\u57fa\u91d1\u98a8\u96aa\u5927\u55ce\u4ecb\u7d39\u7d50\u8a9e<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u95dc\u65bc\u57fa\u91d1\u98a8\u96aa\u5927\u55ce\u7684\u4ecb\u7d39\u5c31\u5230\u9019\u88e1\uff0c\u5982\u679c\u4f60\u89ba\u5f97\u6295\u8cc7\u7375\u624b\u7684\u6587\u7ae0\u5beb\u5f97\u4e0d\u932f\uff0c\u4e5f\u53ef\u4ee5\u524d\u5f80\u6295\u8cc7\u7375\u624b&nbsp;<a href=/index.html"https:\/\/www.facebook.com\/finesttracker\" target=\"_blank\" rel=\"noreferrer noopener\">FB \u7c89\u5c08<\/a>\u6309\u8b9a\u652f\u6301\u6211\u7684\u5275\u4f5c\uff0c\u4e26\u4e14\u628a\u6587\u7ae0\u5206\u4eab\u7d66\u559c\u611b\u6295\u8cc7\u7406\u8ca1\u7684\u89aa\u670b\u597d\u53cb\u54e6\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u60f3\u8981\u66f4\u4e86\u89e3\u6295\u8cc7\u7406\u8ca1\u7684\u8a71\uff0c\u4e5f\u53ef\u4ee5\u901a\u904e<a href=/index.html"https:\/\/product.mchannles.com\/2w5h6\" target=\"_blank\" rel=\"noreferrer noopener sponsored nofollow\">\u7dda\u4e0a\u8ab2\u7a0b<\/a>\u4f86\u57f9\u990a\u81ea\u5df1\u7684\u6295\u8cc7\u7406\u8ca1\u77e5\u8b58\uff0c\u4ea6\u6216\u662f\u89c0\u770b\u6295\u8cc7\u7375\u624b\u7684\u6587\u7ae0\u4f86\u589e\u9032\u6295\u8cc7\u7406\u8ca1\u77e5\u8b58\u54e6\u3002<\/p>\n\n\n\n<div class=\"wp-block-group has-palette-color-6-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<p>\u5ef6\u4f38\u95b1\u8b80\uff1a<\/p>\n\n\n\n<ul>\n<li><a href=/index.html"https:\/\/\/what-amount-of-assets-is-wealthy\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u591a\u5c11\u8cc7\u7522\u7b97\u6709\u9322\uff1f\u4e00\u7bc7\u770b\u61c2\u53f0\u7063\u4eba\u5e73\u5747\u8cc7\u7522\u3001\u4e2d\u4f4d\u6578<\/a><\/li>\n\n\n\n<li><a href=/index.html"https:\/\/\/what-can-you-do-with-100k\/\" target=\"_blank\" rel=\"noreferrer noopener\">10\u842c\u80fd\u6295\u8cc7\u55ce\uff1f\u53ef\u4ee5\u5e79\u561b\uff1f\u904b\u7528\uff1f\u6559\u4f60\u5341\u842c\u9322\u6efe\u9322<\/a><\/li>\n\n\n\n<li><a href=/index.html"https:\/\/\/what-is-passive-income\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u88ab\u52d5\u6536\u5165\u662f\u4ec0\u9ebc\u610f\u601d\uff1f\u4e09\u5206\u9418\u770b\u61c2\u7a69\u5b9a\u7684\u88ab\u52d5\u6536\u5165\u6709\u54ea\u4e9b<\/a><\/li>\n\n\n\n<li><a href=/index.html"https:\/\/\/how-to-save-money-for-beginners\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u5927\u5bb6\u90fd\u600e\u9ebc\u5b58\u9322\u7684\uff1f\u9019\u4e9b\u65b9\u6cd5\u8b93\u5b58\u9322\u65b0\u624b\u4e5f\u80fd\u5feb\u901f\u5b58\u9322<\/a><\/li>\n\n\n\n<li><a href=/index.html"https:\/\/\/what-is-the-best-bank-for-a-student-account\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u5b78\u751f\u9280\u884c\u958b\u6236\u63a8\u85a6\uff1a18\u6b72\u53ef\u4ee5\u958b\u6236\u7684\u9280\u884c\u6709\u54ea\u9593\uff1f\u5b78\u751f\u4e5f\u53ef\u4ee5\u958b\u6236<\/a><\/li>\n<\/ul>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%B8%B8%E8%A6%8B%E5%95%8F%E9%A1%8C\"><\/span>\u5e38\u898b\u554f\u984c<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1697439257859\"><strong class=\"schema-faq-question\">\u57fa\u91d1\u662f\u4ec0\u9ebc\uff1f<\/strong> <p class=\"schema-faq-answer\">\u6240\u8b02\u7684\u57fa\u91d1\u5c31\u662f\uff1a\u300c\u96c6\u5408\u773e\u4eba\u8cc7\u91d1\uff0c\u4ea4\u7531\u5c08\u696d\u7684\u57fa\u91d1\u7ba1\u7406\u4eba\u6295\u8cc7\uff0c\u8cc7\u7522\u4e0a\u6f32\u6642\u8cfa\u5230\u7372\u5229\u3001\u8cc7\u7522\u4e0b\u8dcc\u6642\u627f\u64d4\u98a8\u96aa\u7684\u4e00\u7a2e\u6295\u8cc7\u65b9\u5f0f\u3002\u300d<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1697439276813\"><strong class=\"schema-faq-question\">\u57fa\u91d1\u653e\u5e7e\u5e74\uff1f\u653e\u591a\u4e45\uff1f10\u300120 \u5e74\uff1f<\/strong> <p class=\"schema-faq-answer\">\u8b80\u8005\u9019\u6642\u5019\u662f\u5426\u5728\u60f3\u6295\u8cc7\u57fa\u91d1\u8a72\u653e\u5e7e\u5e74\u9019\u500b\u554f\u984c\u5462\uff0c\u5176\u5be6\u57fa\u91d1\u8981\u653e\u5e7e\u5e74\u662f\u8981\u500b\u4eba\u7684\u6295\u8cc7\u7406\u8ca1\u898f\u5283\u800c\u5b9a\u7684\u3002<br\/>\u6bd4\u5982\u8aaa\u8b80\u8005\u5e0c\u671b\u8cc7\u7522\u80fd\u8cfa\u500b 50% ~ 100%\uff0c\u7136\u5f8c\u628a\u9019\u7b46\u9322\u62ff\u53bb\u8cb7\u623f\uff0c\u90a3\u81ea\u7136\u662f\u57fa\u91d1\u7684\u7372\u5229\u6709\u5230\u5fc3\u4e2d\u7684\u9810\u671f\u5c31\u53ef\u4ee5\u8d16\u56de\uff0c\u9019\u500b\u6642\u9593\u6709\u53ef\u80fd\u662f 3 ~ 5 \u5e74\u6216 5 ~ 10 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