{"id":12890,"date":"2023-06-21T10:37:23","date_gmt":"2023-06-21T02:37:23","guid":{"rendered":"https:\/\/\/?p=12890"},"modified":"2023-06-21T10:37:23","modified_gmt":"2023-06-21T02:37:23","slug":"what-is-credit-spread","status":"publish","type":"post","link":"https:\/\/\/what-is-credit-spread\/","title":{"rendered":"\u50b5\u5238\u4fe1\u7528\u5229\u5dee\u662f\u4ec0\u9ebc\u610f\u601d\uff1f\u770b\u61c2\u5229\u5dee\u64f4\u5927\u3001\u7e2e\u5c0f\u5f71\u97ff"},"content":{"rendered":"\n<figure class=\"wp-block-image aligncenter size-full is-resized is-style-rounded\"><img loading=\"lazy\" decoding=\"async\" src=/index.html"https:\/\/\/wp-content\/uploads\/2023\/06\/\u50b5\u5238\u4fe1\u7528\u5229\u5dee\u662f\u4ec0\u9ebc\u610f\u601d\uff1f.jpg\" alt=\"\u50b5\u5238\u4fe1\u7528\u5229\u5dee\u662f\u4ec0\u9ebc\u610f\u601d\uff1f\" class=\"wp-image-12891\" width=\"650\" height=\"366\" title=\"\u50b5\u5238\u4fe1\u7528\u5229\u5dee\u662f\u4ec0\u9ebc\u610f\u601d\uff1f\" srcset=\"https:\/\/\/wp-content\/uploads\/2023\/06\/\u50b5\u5238\u4fe1\u7528\u5229\u5dee\u662f\u4ec0\u9ebc\u610f\u601d\uff1f.jpg 1000w, https:\/\/\/wp-content\/uploads\/2023\/06\/\u50b5\u5238\u4fe1\u7528\u5229\u5dee\u662f\u4ec0\u9ebc\u610f\u601d\uff1f-300x169.jpg 300w, https:\/\/\/wp-content\/uploads\/2023\/06\/\u50b5\u5238\u4fe1\u7528\u5229\u5dee\u662f\u4ec0\u9ebc\u610f\u601d\uff1f-768x432.jpg 768w\" sizes=\"(max-width: 650px) 100vw, 650px\" \/><figcaption class=\"wp-element-caption\">\u50b5\u5238\u4fe1\u7528\u5229\u5dee\u662f\u4ec0\u9ebc\u610f\u601d\uff1f<\/figcaption><\/figure>\n\n\n\n<p>\u8b80\u8005\u5728\u6295\u8cc7\u50b5\u5238\u7684\u6642\u5019\u662f\u5426\u807d\u904e\u300c\u4fe1\u7528\u5229\u5dee\u300d( Credit Spread )\u9019\u500b\u8a5e\u5462\uff0c\u8b80\u8005\u53ef\u77e5\u9053\u50b5\u5238\u4fe1\u7528\u5229\u5dee\u64f4\u5927\u3001\u7e2e\u5c0f( \u6536\u7a84 )\u6703\u9020\u6210\u90a3\u4e9b\u5f71\u97ff\u5462\uff1f<\/p>\n\n\n\n<p><strong>\u672c\u7bc7\u4ecb\u7d39\u5c07\u6703\u8b1b\u8ff0\u50b5\u5238\u4fe1\u7528\u5229\u5dee\u662f\u4ec0\u9ebc\u610f\u601d\uff0c\u4e26\u4e14\u8aaa\u8aaa\u4fe1\u7528\u5229\u5dee\u64f4\u5927\u3001\u7e2e\u5c0f( \u6536\u7a84 )\u6703\u9020\u6210\u90a3\u4e9b\u5f71\u97ff<\/strong>\uff0c\u60f3\u8a8d\u8b58\u4fe1\u7528\u5229\u5dee\u7684\u8b80\u8005\u5c31\u4f86\u770b\u770b\u672c\u7bc7\u4ecb\u7d39\u5427\u3002<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_64 ez-toc-wrap-center counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >\u672c\u6587\u76ee\u9304<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=/index.html"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" 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class=\"ez-toc-link ez-toc-heading-1\" href=/index.html"https:\/\/\/what-is-credit-spread\/#%E5%82%B5%E5%88%B8%E4%BF%A1%E7%94%A8%E5%88%A9%E5%B7%AE%E6%98%AF%E4%BB%80%E9%BA%BC%E6%84%8F%E6%80%9D%EF%BC%9F\" title=\"\u50b5\u5238\u4fe1\u7528\u5229\u5dee\u662f\u4ec0\u9ebc\u610f\u601d\uff1f\">\u50b5\u5238\u4fe1\u7528\u5229\u5dee\u662f\u4ec0\u9ebc\u610f\u601d\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=/index.html"https:\/\/\/what-is-credit-spread\/#%E5%B8%B8%E8%A6%8B%E5%BD%B1%E9%9F%BF%E4%BF%A1%E7%94%A8%E5%88%A9%E5%B7%AE%E7%9A%84%E5%9B%A0%E7%B4%A0%EF%BC%9F\" title=\"\u5e38\u898b\u5f71\u97ff\u4fe1\u7528\u5229\u5dee\u7684\u56e0\u7d20\uff1f\">\u5e38\u898b\u5f71\u97ff\u4fe1\u7528\u5229\u5dee\u7684\u56e0\u7d20\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=/index.html"https:\/\/\/what-is-credit-spread\/#%E5%82%B5%E5%88%B8%E5%88%A9%E5%B7%AE%E6%93%B4%E5%A4%A7%E7%9A%84%E6%84%8F%E6%80%9D%E8%88%87%E5%BD%B1%E9%9F%BF%EF%BC%9F\" title=\"\u50b5\u5238\u5229\u5dee\u64f4\u5927\u7684\u610f\u601d\u8207\u5f71\u97ff\uff1f\">\u50b5\u5238\u5229\u5dee\u64f4\u5927\u7684\u610f\u601d\u8207\u5f71\u97ff\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=/index.html"https:\/\/\/what-is-credit-spread\/#%E5%82%B5%E5%88%B8%E5%88%A9%E5%B7%AE%E7%B8%AE%E5%B0%8F_%E6%94%B6%E7%AA%84_%E7%9A%84%E6%84%8F%E6%80%9D%E8%88%87%E5%BD%B1%E9%9F%BF%EF%BC%9F\" title=\"\u50b5\u5238\u5229\u5dee\u7e2e\u5c0f ( \u6536\u7a84 ) \u7684\u610f\u601d\u8207\u5f71\u97ff\uff1f\">\u50b5\u5238\u5229\u5dee\u7e2e\u5c0f ( \u6536\u7a84 ) \u7684\u610f\u601d\u8207\u5f71\u97ff\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=/index.html"https:\/\/\/what-is-credit-spread\/#%E6%8A%95%E8%B3%87%E4%BA%BA%E8%A9%B2%E5%A6%82%E4%BD%95%E7%9C%8B%E5%BE%85%E4%BF%A1%E7%94%A8%E5%88%A9%E5%B7%AE%EF%BC%9F\" title=\"\u6295\u8cc7\u4eba\u8a72\u5982\u4f55\u770b\u5f85\u4fe1\u7528\u5229\u5dee\uff1f\">\u6295\u8cc7\u4eba\u8a72\u5982\u4f55\u770b\u5f85\u4fe1\u7528\u5229\u5dee\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=/index.html"https:\/\/\/what-is-credit-spread\/#%E6%8A%95%E8%B3%87%E5%82%B5%E5%88%B8%E4%BB%8D%E8%A6%81%E6%B3%A8%E6%84%8F%E9%A2%A8%E9%9A%AA\" title=\"\u6295\u8cc7\u50b5\u5238\u4ecd\u8981\u6ce8\u610f\u98a8\u96aa\">\u6295\u8cc7\u50b5\u5238\u4ecd\u8981\u6ce8\u610f\u98a8\u96aa<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=/index.html"https:\/\/\/what-is-credit-spread\/#%E5%88%B8%E5%95%86%E9%96%8B%E6%88%B6%E4%BB%8B%E7%B4%B9\" title=\"\u5238\u5546\u958b\u6236\u4ecb\u7d39\">\u5238\u5546\u958b\u6236\u4ecb\u7d39<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=/index.html"https:\/\/\/what-is-credit-spread\/#%E6%8A%95%E8%B3%87%E5%89%8D%E5%96%84%E7%94%A8%E7%90%86%E8%B2%A1%E7%AE%A1%E9%81%93\" title=\"\u6295\u8cc7\u524d\u5584\u7528\u7406\u8ca1\u7ba1\u9053\">\u6295\u8cc7\u524d\u5584\u7528\u7406\u8ca1\u7ba1\u9053<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=/index.html"https:\/\/\/what-is-credit-spread\/#%E5%82%B5%E5%88%B8%E4%BF%A1%E7%94%A8%E5%88%A9%E5%B7%AE%E4%BB%8B%E7%B4%B9%E7%B5%90%E8%AA%9E\" title=\"\u50b5\u5238\u4fe1\u7528\u5229\u5dee\u4ecb\u7d39\u7d50\u8a9e\">\u50b5\u5238\u4fe1\u7528\u5229\u5dee\u4ecb\u7d39\u7d50\u8a9e<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=/index.html"https:\/\/\/what-is-credit-spread\/#%E5%B8%B8%E8%A6%8B%E5%95%8F%E9%A1%8C\" title=\"\u5e38\u898b\u554f\u984c\">\u5e38\u898b\u554f\u984c<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%82%B5%E5%88%B8%E4%BF%A1%E7%94%A8%E5%88%A9%E5%B7%AE%E6%98%AF%E4%BB%80%E9%BA%BC%E6%84%8F%E6%80%9D%EF%BC%9F\"><\/span>\u50b5\u5238\u4fe1\u7528\u5229\u5dee\u662f\u4ec0\u9ebc\u610f\u601d\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u50b5\u5238\u4fe1\u7528\u5229\u5dee\uff08Credit spread\uff09\u662f\u6307\u300c<strong>\u91d1\u878d\u5e02\u5834\u4e2d\u4e0d\u540c\u985e\u578b\u50b5\u5238\u6216\u91d1\u878d\u5de5\u5177\u7684\u6536\u76ca\u7387\u4e4b\u9593\u7684\u5dee\u7570<\/strong>\u300d\uff0c\u901a\u5e38\u662f\u6307\u7f8e\u570b\u516c\u50b5\u8207\u516c\u53f8\u50b5\u5238\u7684\u5229\u5dee\u5dee\u7570\u3002<\/p>\n\n\n\n<p>\u5b83\u53cd\u6620\u4e86\u6295\u8cc7\u8005\u5c0d\u4e0d\u540c\u767c\u884c\u6a5f\u69cb\u6216\u50b5\u5238\u54c1\u7a2e\u4fe1\u7528\u98a8\u96aa\u7684\u8a55\u50f9\uff0c\u4fe1\u7528\u5229\u5dee\u901a\u5e38\u4ee5\u767e\u5206\u6bd4\u6216\u57fa\u9ede\uff081 \u57fa\u9ede\u7b49\u65bc 0.01\uff05\uff09\u4f86\u8868\u793a\u3002<\/p>\n\n\n\n<p>\u7576\u6295\u8cc7\u8005\u8cfc\u8cb7\u50b5\u5238\u6642\uff0c\u4ed6\u5011\u627f\u64d4\u4e86\u8cfc\u8cb7\u50b5\u5238\u767c\u884c\u6a5f\u69cb\u7121\u6cd5\u6309\u6642\u511f\u9084\u672c\u91d1\uff0c\u4ea6\u6216\u662f\u50b5\u5238\u9055\u7d04\u98a8\u96aa( \u5982\u516c\u53f8\u5012\u9589\u7834\u7522 )\uff0c\u9019\u6642\u5019\u5c31\u6703\u8981\u6c42\u66f4\u9ad8\u7684\u5229\u606f\u3002<\/p>\n\n\n\n<div class=\"wp-block-group has-palette-color-6-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<p>\u6bd4\u5982\u8aaa\uff1a<\/p>\n\n\n\n<ul>\n<li>\u76ee\u524d\u5341\u5e74\u671f\u7f8e\u570b\u516c\u50b5 4% \u5229\u7387( \u88ab\u8996\u70ba\u7121\u98a8\u96aa\u5229\u7387 )<\/li>\n\n\n\n<li>\u800c\u67d0\u6a94\u516c\u53f8\u50b5\u70ba 6% \u5229\u7387<\/li>\n<\/ul>\n\n\n\n<p class=\"has-text-align-center\">6% ( \u516c\u53f8\u50b5 ) &#8211; 4% ( \u7f8e\u570b\u516c\u50b5 ) = 2% ( \u4fe1\u7528\u5229\u5dee )<\/p>\n<\/div>\n\n\n\n<p>\u4e0d\u540c\u767c\u884c\u516c\u53f8\u7684\u4fe1\u7528\u8a55\u7d1a\u548c\u50b5\u5238\u54c1\u7a2e\u90fd\u6703\u5f71\u97ff\u6295\u8cc7\u8005\u5c0d\u98a8\u96aa\u7684\u8a55\u50f9\uff0c\u901a\u5e38\u4f86\u8aaa\u300c\u8d8a\u9ad8\u7684\u4fe1\u7528\u5229\u5dee\uff0c\u4ee3\u8868\u8457\u8a72\u6a94\u50b5\u5238\u6709\u8457\u66f4\u9ad8\u7684\u98a8\u96aa\u3002\u300d<\/p>\n\n\n\n<p>\u4fe1\u7528\u5229\u5dee\u8861\u91cf\u4e86\u6295\u8cc7\u8005\u5c0d\u98a8\u96aa\u7684\u8a55\u50f9\uff0c\u5373\u4ed6\u5011\u8981\u6c42\u9ad8\u65bc\u7121\u98a8\u96aa\u8cc7\u7522\uff08\u4f8b\u5982\u570b\u50b5\uff09\u7684\u5831\u916c\u4f86\u88dc\u511f\u4fe1\u7528\u98a8\u96aa\u3002<\/p>\n\n\n\n<p>\u4e26\u4e14\u4fe1\u7528\u5229\u5dee\u7684\u64f4\u5927\u6216\u6536\u7a84\u9084\u53d6\u6c7a\u65bc\u591a\u500b\u56e0\u7d20\uff0c\u5305\u62ec\u5e02\u5834\u5c0d\u6574\u9ad4\u7d93\u6fdf\u74b0\u5883\u548c\u7279\u5b9a\u884c\u696d\u7684\u4fe1\u5fc3\u3001\u767c\u884c\u6a5f\u69cb\u7684\u8ca1\u52d9\u72c0\u6cc1\u548c\u4fe1\u7528\u8a55\u7d1a\u3001\u5e02\u5834\u6d41\u52d5\u6027\u7b49\u3002<\/p>\n\n\n\n<p>\u6240\u4ee5\u4fe1\u7528\u5229\u5dee\u5728\u6295\u8cc7\u7d44\u5408\u7ba1\u7406\u3001\u50b5\u5238\u5b9a\u50f9\u548c\u5e02\u5834\u98a8\u96aa\u8a55\u4f30\u4e2d\u8d77\u8457\u91cd\u8981\u7684\u4f5c\u7528\uff0c\u6295\u8cc7\u8005\u53ef\u4ee5\u901a\u904e\u89c0\u5bdf\u4fe1\u7528\u5229\u5dee\u7684\u8b8a\u5316\u4f86\u8a55\u4f30\u5e02\u5834\u5c0d\u4fe1\u7528\u98a8\u96aa\u7684\u64d4\u6182\u7a0b\u5ea6\u3002<\/p>\n\n\n\n<p>\u4e26\u6839\u64da\u9019\u4e9b\u4fe1\u606f\u8abf\u6574\u4ed6\u5011\u7684\u6295\u8cc7\u7b56\u7565\uff0c\u6b64\u5916\u4fe1\u7528\u5229\u5dee\u4e5f\u53ef\u4ee5\u7528\u4f5c\u8a55\u4f30\u50b5\u5238\u50f9\u503c\u7684\u4e00\u500b\u6307\u6a19\uff0c\u56e0\u70ba\u8f03\u5927\u7684\u4fe1\u7528\u5229\u5dee\u610f\u5473\u8457\u66f4\u9ad8\u7684\u50b5\u5238\u50f9\u683c\u6298\u6263\u7387\u6216\u98a8\u96aa\u3002<\/p>\n\n\n\n<p class=\"has-palette-color-6-background-color has-background\">\u9644\u8a3b\uff1a\u7f8e\u570b\u516c\u50b5\u96d6\u7136\u88ab\u8996\u70ba\u7121\u98a8\u96aa\u5229\u7387\u7684\u6307\u6a19\uff0c\u7136\u800c\u6295\u8cc7\u7f8e\u570b\u516c\u50b5\u4ecd\u6709\u8a31\u591a\u98a8\u96aa\u9700\u8981\u6ce8\u610f\uff0c\u8a73\u898b\u300c<a href=/index.html"https:\/\/\/what-are-us-treasury-securities\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u7f8e\u570b\u516c\u50b5\u7d42\u6975\u6307\u5357<\/a>\u300d\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%B8%B8%E8%A6%8B%E5%BD%B1%E9%9F%BF%E4%BF%A1%E7%94%A8%E5%88%A9%E5%B7%AE%E7%9A%84%E5%9B%A0%E7%B4%A0%EF%BC%9F\"><\/span>\u5e38\u898b\u5f71\u97ff\u4fe1\u7528\u5229\u5dee\u7684\u56e0\u7d20\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\">\u5f71\u97ff\u4fe1\u7528\u5229\u5dee\u7684\u56e0\u7d20<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u539f\u56e0<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u9055\u7d04\u6a5f\u7387<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u50b5\u5238\u767c\u884c\u6a5f\u69cb\u7121\u6cd5\u6309\u6642\u511f\u9084\u672c\u91d1\u6216\u652f\u4ed8\u5229\u606f\u7684\u53ef\u80fd\u6027<br>\u8f03\u9ad8\u7684\u9055\u7d04\u6982\u7387\u901a\u5e38\u6703\u5c0e\u81f4\u4fe1\u7528\u5229\u5dee\u7684\u589e\u52a0( \u56e0\u98a8\u96aa\u589e\u52a0 )<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u4fe1\u7528\u8a55\u7d1a<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u4fe1\u7528\u8a55\u7d1a\u6a5f\u69cb\u5c0d\u767c\u884c\u6a5f\u69cb\u6216\u50b5\u5238\u9032\u884c\u7684\u8a55\u7d1a\u53cd\u6620\u4e86\u5176\u4fe1\u7528\u98a8\u96aa\u6c34\u5e73<br>\u8f03\u4f4e\u7684\u4fe1\u7528\u8a55\u7d1a\u901a\u5e38\u610f\u5473\u8457\u8f03\u9ad8\u7684\u4fe1\u7528\u98a8\u96aa<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u5e02\u5834\u6d41\u52d5\u6027<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u5e02\u5834\u6d41\u52d5\u6027\u7684\u6539\u8b8a\u53ef\u4ee5\u5f71\u97ff\u6295\u8cc7\u8005\u7684\u4ea4\u6613\u6210\u672c\u548c\u98a8\u96aa\u8a55\u4f30<br>\u8f03\u4f4e\u7684\u5e02\u5834\u6d41\u52d5\u6027\u53ef\u80fd\u5c0e\u81f4\u4fe1\u7528\u5229\u5dee\u7684\u64f4\u5927<br>\u56e0\u70ba\u6295\u8cc7\u8005\u66f4\u96e3\u4ee5\u8cb7\u5165\u6216\u8ce3\u51fa\u50b5\u5238<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u7d93\u6fdf\u72c0\u6cc1<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u7576\u7d93\u6fdf\u74b0\u5883\u597d\u8f49\u6642\uff0c\u4fe1\u7528\u5229\u5dee\u901a\u5e38\u6703\u6536\u7a84<br>\u56e0\u70ba\u6295\u8cc7\u8005\u5c0d\u98a8\u96aa\u8f03\u4f4e\u7684\u50b5\u5238\u9700\u6c42\u589e\u52a0<br>\u76f8\u53cd\u7684\u7576\u7d93\u6fdf\u74b0\u5883\u4e0d\u7a69\u5b9a\u6216\u8870\u9000\u6642<br>\u4fe1\u7528\u5229\u5dee\u53ef\u80fd\u6703\u64f4\u5927\uff0c\u56e0\u70ba\u6295\u8cc7\u8005\u5c0d\u98a8\u96aa\u8f03\u9ad8\u7684\u50b5\u5238\u9700\u6c42\u6e1b\u5c11<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u5e02\u5834\u4f9b\u9700<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u7576\u50b5\u5238\u4f9b\u61c9\u589e\u52a0\u6216\u9700\u6c42\u6e1b\u5c11\u6642\uff0c\u4fe1\u7528\u5229\u5dee\u53ef\u80fd\u6703\u64f4\u5927<br>\u76f8\u53cd\u7684\uff0c\u7576\u50b5\u5238\u4f9b\u61c9\u6e1b\u5c11\u6216\u9700\u6c42\u589e\u52a0\u6642\uff0c\u4fe1\u7528\u5229\u5dee\u53ef\u80fd\u6703\u6536\u7a84<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u4e2d\u592e\u9280\u884c\u653f\u7b56<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u964d\u4f4e\u5229\u7387\u548c\u5bec\u9b06\u7684\u8ca8\u5e63\u653f\u7b56\u901a\u5e38\u6703\u4fc3\u4f7f\u4fe1\u7528\u5229\u5dee\u6536\u7a84<br>\u56e0\u70ba\u6295\u8cc7\u8005\u5c0b\u6c42\u8f03\u9ad8\u7684\u56de\u5831<br>\u76f8\u53cd\u7684\u5347\u606f\u548c\u7dca\u7e2e\u7684\u8ca8\u5e63\u653f\u7b56\u53ef\u80fd\u6703\u5c0e\u81f4\u4fe1\u7528\u5229\u5dee\u64f4\u5927<br>( \u56e0\u70ba\u5438\u5f15\u4eba\u8dd1\u53bb\u8cb7\u7f8e\u570b\u516c\u50b5 )<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">\u5e38\u898b\u5f71\u97ff\u4fe1\u7528\u5229\u5dee\u7684\u56e0\u7d20\uff1f<\/figcaption><\/figure>\n\n\n\n<p>\u6703\u5f71\u97ff\u5230\u4fe1\u7528\u5229\u5dee\u7684\u56e0\u7d20\u5f88\u591a\uff0c\u9019\u908a\u6295\u8cc7\u7375\u624b\u50c5\u5217\u51fa\u5e7e\u500b\u5e38\u898b\u7684\u5f71\u97ff\u4fe1\u7528\u5229\u5dee\u7684\u56e0\u7d20\u3002<\/p>\n\n\n\n<p>\u901a\u5e38\u4f86\u8aaa\u8207\u7d93\u6fdf\u7684\u8b8a\u5316\u4e5f\u6709\u8f03\u5927\u7684\u95dc\u4fc2\uff0c\u4e00\u65e6\u7d93\u6fdf\u60e1\u5316\uff0c\u4fe1\u7528\u8a55\u7b49\u8d8a\u7cdf\u7684\u50b5\u5238\uff0c\u4fe1\u7528\u5229\u5dee\u7684\u8b8a\u52d5\u4e5f\u5c31\u8d8a\u5927\uff0c\u56e0\u70ba\u4f4e\u4fe1\u7528\u8a55\u7b49\u7684\u50b5\u5238\u672c\u5c31\u662f\u9ad8\u98a8\u96aa\u7684\u50b5\u5238\u3002<\/p>\n\n\n\n<p>\u5e02\u5834\u4e00\u65e6\u8b8a\u7cdf\uff0c\u9019\u4e9b\u516c\u53f8\u7684\u71df\u904b\u81ea\u7136\u6703\u66f4\u6709\u98a8\u96aa\uff0c\u751a\u81f3\u6709\u53ef\u80fd\u5012\u9589\uff0c\u9019\u4e5f\u5c0e\u81f4\u975e\u6295\u8cc7\u7b49\u7d1a\u50b5( \u9ad8\u6536\u76ca\u50b5\u3001\u5783\u573e\u50b5 ) \u5e38\u5728\u7d93\u6fdf\u4e0d\u597d\u6642\u6709\u8457\u66f4\u9ad8\u7684\u6ce2\u52d5\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"563\" src=/index.html"https:\/\/\/wp-content\/uploads\/2023\/06\/\u5e38\u898b\u5f71\u97ff\u4fe1\u7528\u5229\u5dee\u7684\u56e0\u7d20\uff1f.jpg\" alt=\"\u5e38\u898b\u5f71\u97ff\u4fe1\u7528\u5229\u5dee\u7684\u56e0\u7d20\uff1f\" class=\"wp-image-12897\" title=\"\u5e38\u898b\u5f71\u97ff\u4fe1\u7528\u5229\u5dee\u7684\u56e0\u7d20\uff1f\" srcset=\"https:\/\/\/wp-content\/uploads\/2023\/06\/\u5e38\u898b\u5f71\u97ff\u4fe1\u7528\u5229\u5dee\u7684\u56e0\u7d20\uff1f.jpg 1000w, https:\/\/\/wp-content\/uploads\/2023\/06\/\u5e38\u898b\u5f71\u97ff\u4fe1\u7528\u5229\u5dee\u7684\u56e0\u7d20\uff1f-300x169.jpg 300w, https:\/\/\/wp-content\/uploads\/2023\/06\/\u5e38\u898b\u5f71\u97ff\u4fe1\u7528\u5229\u5dee\u7684\u56e0\u7d20\uff1f-768x432.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><figcaption class=\"wp-element-caption\">\u5e38\u898b\u5f71\u97ff\u4fe1\u7528\u5229\u5dee\u7684\u56e0\u7d20\uff1f<\/figcaption><\/figure>\n\n\n\n<div class=\"wp-block-group has-palette-color-6-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<p>\u5ef6\u4f38\u95b1\u8b80\uff1a<\/p>\n\n\n\n<ul>\n<li><a href=/index.html"https:\/\/\/what-are-corporate-bonds\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u516c\u53f8\u50b5\u662f\u4ec0\u9ebc\uff1f\u98a8\u96aa\uff1f<\/a><\/li>\n\n\n\n<li><a href=/index.html"https:\/\/\/high-yield-bonds\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u9ad8\u6536\u76ca\u50b5\u662f\u4ec0\u9ebc\uff1f<\/a><\/li>\n<\/ul>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%82%B5%E5%88%B8%E5%88%A9%E5%B7%AE%E6%93%B4%E5%A4%A7%E7%9A%84%E6%84%8F%E6%80%9D%E8%88%87%E5%BD%B1%E9%9F%BF%EF%BC%9F\"><\/span>\u50b5\u5238\u5229\u5dee\u64f4\u5927\u7684\u610f\u601d\u8207\u5f71\u97ff\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u5229\u5dee\u64f4\u5927\u82f1\u6587\u7a31\u4f5c\u300cWidening spread\u300d\u7576\u4fe1\u7528\u5229\u5dee\u64f4\u5927\u6642\uff0c\u8868\u793a\u4e0d\u540c\u50b5\u5238\u6216\u91d1\u878d\u5de5\u5177\u4e4b\u9593\u7684\u6536\u76ca\u7387\u5dee\u7570\u589e\u52a0\u3002<\/p>\n\n\n\n<p>\u9019\u53ef\u80fd\u662f\u56e0\u70ba\u6295\u8cc7\u8005\u5c0d\u4fe1\u7528\u98a8\u96aa\u7684\u64d4\u6182\u589e\u52a0\uff0c\u5c0e\u81f4\u5c0d\u98a8\u96aa\u8f03\u9ad8\u7684\u50b5\u5238\u8981\u6c42\u66f4\u9ad8\u7684\u5831\u916c\u3002<\/p>\n\n\n\n<div class=\"wp-block-group has-palette-color-6-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<p>\u50b5\u5238\u5229\u5dee\u64f4\u5927\u6709\u5169\u500b\u53ef\u80fd\uff1a<\/p>\n\n\n\n<ul>\n<li>1.<a href=/index.html"https:\/\/\/systematic-risk-and-nonsystematic-risk\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u7cfb\u7d71\u6027\u98a8\u96aa<\/a>( \u653f\u6cbb\u3001\u7d93\u6fdf\u72c0\u6cc1\u6539\u8b8a\u3001\u5929\u707d\u4eba\u798d\u7b49\u6574\u500b\u7cfb\u7d71\u7684\u5f71\u97ff )<\/li>\n\n\n\n<li>2.\u975e\u7cfb\u7d71\u6027\u98a8\u96aa( \u55ae\u4e00\u516c\u53f8\u767c\u751f\u72c0\u6cc1\uff0c\u5982\u8caa\u6c61\u821e\u5f0a\u7b49\u554f\u984c\uff0c\u6216\u55ae\u4e00\u7522\u696d\u51fa\u554f\u984c\u7b49\u60c5\u6cc1 )<\/li>\n<\/ul>\n<\/div>\n\n\n\n<p><strong>\u5229\u5dee\u64f4\u5927\u7684\u5f71\u97ff<\/strong>\u901a\u5e38\u5247\u610f\u5473\u8457\u300c<strong>\u6574\u500b\u7d93\u6fdf\u60c5\u6cc1\u6709\u53ef\u80fd\u60e1\u5316<\/strong>\u300d\uff0c\u4ea6\u6216\u662f\u8a72\u516c\u53f8\u6216\u8a72\u7522\u696d\u51fa\u73fe\u554f\u984c\uff0c\u9019\u5c31\u6703\u5c0e\u81f4\u50b5\u5238\u7684\u4fe1\u7528\u5229\u5dee\u64f4\u5927\uff0c\u7c21\u55ae\u4f86\u8aaa\u5c31\u662f\u4eba\u5011\u8a8d\u70ba\u8a72\u50b5\u5238\u300c\u66f4\u6709\u98a8\u96aa\u300d\u4e86\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%82%B5%E5%88%B8%E5%88%A9%E5%B7%AE%E7%B8%AE%E5%B0%8F_%E6%94%B6%E7%AA%84_%E7%9A%84%E6%84%8F%E6%80%9D%E8%88%87%E5%BD%B1%E9%9F%BF%EF%BC%9F\"><\/span>\u50b5\u5238\u5229\u5dee\u7e2e\u5c0f ( \u6536\u7a84 ) \u7684\u610f\u601d\u8207\u5f71\u97ff\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u5229\u5dee\u7e2e\u5c0f\u7684\u82f1\u6587\u7a31\u70ba\u300cNarrowing spread\u300d\u7576\u4fe1\u7528\u5229\u5dee\u7e2e\u5c0f\u6642\uff0c\u8868\u793a\u4e0d\u540c\u50b5\u5238\u6216\u91d1\u878d\u5de5\u5177\u4e4b\u9593\u7684\u6536\u76ca\u7387\u5dee\u7570\u6e1b\u5c11\u3002<\/p>\n\n\n\n<p>\u4e5f\u5c31\u662f\u8a72\u50b5\u5238\u6536\u76ca\u7387\u8207\u7f8e\u50b5\u7684\u6536\u76ca\u7387\u8d8a\u4f86\u8d8a\u76f8\u8fd1\uff0c\u9019\u53ef\u80fd\u662f\u56e0\u70ba\u6295\u8cc7\u8005\u5c0d\u4fe1\u7528\u98a8\u96aa\u7684\u64d4\u6182\u6e1b\u8f15\uff0c\u5c0d\u98a8\u96aa\u8f03\u9ad8\u7684\u50b5\u5238\u63a5\u53d7\u8f03\u4f4e\u7684\u5831\u916c\u3002<\/p>\n\n\n\n<div class=\"wp-block-group has-palette-color-6-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<p>\u8209\u500b\u4f8b\u5b50\uff1a<\/p>\n\n\n\n<ul>\n<li>\u539f\u5148\u7f8e\u50b5\u6b96\u5229\u7387\u70ba 4%<\/li>\n\n\n\n<li>\u67d0\u6a94\u516c\u53f8\u50b5\u6b96\u5229\u7387\u70ba 6%<\/li>\n\n\n\n<li>\u539f\u5148\u4fe1\u7528\u5229\u5dee\u70ba 2%<\/li>\n\n\n\n<li>\u5f8c\u4f86\u516c\u53f8\u50b5\u6b96\u5229\u7387\u4e0b\u964d\u70ba 5%<\/li>\n\n\n\n<li>\u5f8c\u4f86\u4fe1\u7528\u5229\u5dee\u70ba 1% \u2192 \u50b5\u5238\u5229\u5dee\u7e2e\u5c0f<\/li>\n<\/ul>\n<\/div>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"563\" src=/index.html"https:\/\/\/wp-content\/uploads\/2023\/06\/\u50b5\u5238\u5229\u5dee\u7e2e\u5c0f-\u6536\u7a84-\u7684\u610f\u601d\uff1f.jpg\" alt=\"\u50b5\u5238\u5229\u5dee\u7e2e\u5c0f ( \u6536\u7a84 ) \u7684\u610f\u601d\uff1f\" class=\"wp-image-12896\" title=\"\u50b5\u5238\u5229\u5dee\u7e2e\u5c0f ( \u6536\u7a84 ) \u7684\u610f\u601d\uff1f\" srcset=\"https:\/\/\/wp-content\/uploads\/2023\/06\/\u50b5\u5238\u5229\u5dee\u7e2e\u5c0f-\u6536\u7a84-\u7684\u610f\u601d\uff1f.jpg 1000w, https:\/\/\/wp-content\/uploads\/2023\/06\/\u50b5\u5238\u5229\u5dee\u7e2e\u5c0f-\u6536\u7a84-\u7684\u610f\u601d\uff1f-300x169.jpg 300w, https:\/\/\/wp-content\/uploads\/2023\/06\/\u50b5\u5238\u5229\u5dee\u7e2e\u5c0f-\u6536\u7a84-\u7684\u610f\u601d\uff1f-768x432.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><figcaption class=\"wp-element-caption\">\u50b5\u5238\u5229\u5dee\u7e2e\u5c0f ( \u6536\u7a84 ) \u7684\u610f\u601d\uff1f<\/figcaption><\/figure>\n\n\n\n<p><strong>\u5229\u5dee\u7e2e\u5c0f\u7684\u5f71\u97ff<\/strong>\u901a\u5e38\u8868\u660e\u300c<strong>\u5e02\u5834\u5c0d\u4fe1\u7528\u98a8\u96aa\u7684\u64d4\u6182\u6e1b\u5c11<\/strong>\u300d\uff0c\u53ef\u80fd\u8207\u7d93\u6fdf\u5fa9\u8607\u3001\u7a69\u5b9a\u7684\u91d1\u878d\u74b0\u5883\u6216\u6539\u5584\u7684\u884c\u696d\u524d\u666f\u76f8\u95dc\u3002<\/p>\n\n\n\n<p>\u5229\u5dee\u7684\u64f4\u5927\u6216\u7e2e\u5c0f\u53cd\u6620\u4e86\u5e02\u5834\u5c0d\u4fe1\u7528\u98a8\u96aa\u548c\u6295\u8cc7\u50f9\u503c\u7684\u8b8a\u5316\uff0c\u6295\u8cc7\u8005\u548c\u5206\u6790\u5e2b\u7d93\u5e38\u95dc\u6ce8\u5229\u5dee\u7684\u8b8a\u52d5\uff0c\u4ee5\u4e86\u89e3\u5e02\u5834\u5c0d\u4fe1\u7528\u74b0\u5883\u7684\u770b\u6cd5\u4ee5\u53ca\u6295\u8cc7\u6a5f\u6703\u7684\u8b8a\u5316\u3002<\/p>\n\n\n\n<p class=\"has-palette-color-6-background-color has-background\">\u5ee3\u7fa9\u5730\u8aaa\uff0c\u5229\u5dee\u7684\u64f4\u5927\u6216\u7e2e\u5c0f\u5c0d\u65bc\u50b5\u5238\u5b9a\u50f9\u3001\u6295\u8cc7\u6c7a\u7b56\u548c\u5e02\u5834\u98a8\u96aa\u8a55\u4f30\u90fd\u5177\u6709\u91cd\u8981\u610f\u7fa9\uff0c\u503c\u5f97\u6295\u8cc7\u8005\u53bb\u7559\u610f\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%8A%95%E8%B3%87%E4%BA%BA%E8%A9%B2%E5%A6%82%E4%BD%95%E7%9C%8B%E5%BE%85%E4%BF%A1%E7%94%A8%E5%88%A9%E5%B7%AE%EF%BC%9F\"><\/span>\u6295\u8cc7\u4eba\u8a72\u5982\u4f55\u770b\u5f85\u4fe1\u7528\u5229\u5dee\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u4fe1\u7528\u5229\u5dee\u7684\u64f4\u5927\u53cd\u6620\u4e86\u5e02\u5834\u5c0d\u4fe1\u7528\u98a8\u96aa\u7684\u589e\u52a0\uff0c\u5373\u5e02\u5834\u5c0d\u50b5\u5238\u767c\u884c\u6a5f\u69cb\u6216\u4f01\u696d\u7684\u4fe1\u7528\u8cea\u91cf\u611f\u5230\u64d4\u6182\u3002<\/p>\n\n\n\n<p>\u7576\u6295\u8cc7\u8005\u8a8d\u70ba\u50b5\u5238\u767c\u884c\u6a5f\u69cb\u6216\u4f01\u696d\u7684\u9055\u7d04\u98a8\u96aa\u589e\u52a0\u6642\uff0c\u4ed6\u5011\u6703\u8981\u6c42\u66f4\u9ad8\u7684\u5831\u916c\u4f86\u627f\u64d4\u9019\u7a2e\u98a8\u96aa\uff0c\u56e0\u6b64\u6295\u8cc7\u8005\u5c0d\u9ad8\u98a8\u96aa\u50b5\u5238\u7684\u9700\u6c42\u6e1b\u5c11\uff0c\u50b5\u5238\u50f9\u683c\u4e0b\u8dcc\uff0c\u5c0e\u81f4\u5229\u5dee\u7684\u64f4\u5927\u3002<\/p>\n\n\n\n<p>\u76f8\u53cd\u7684\u7576\u4fe1\u7528\u98a8\u96aa\u964d\u4f4e\u6642\uff0c\u6295\u8cc7\u8005\u5c0d\u50b5\u5238\u767c\u884c\u6a5f\u69cb\u6216\u4f01\u696d\u7684\u4fe1\u5fc3\u589e\u52a0\uff0c\u4ed6\u5011\u5c0d\u98a8\u96aa\u8981\u6c42\u8f03\u4f4e\u7684\u5831\u916c\u3002\u9019\u4f7f\u5f97\u9ad8\u98a8\u96aa\u50b5\u5238\u7684\u9700\u6c42\u589e\u52a0\uff0c\u50b5\u5238\u50f9\u683c\u4e0a\u5347\uff0c\u5c0e\u81f4\u5229\u5dee\u7684\u7e2e\u5c0f\u3002<\/p>\n\n\n\n<p class=\"has-text-align-center has-palette-color-6-background-color has-background\">\u56e0\u6b64\u4fe1\u7528\u5229\u5dee\u7684\u8b8a\u5316\u53ef\u4ee5\u63d0\u4f9b\u6709\u95dc\u5e02\u5834\u5c0d\u4fe1\u7528\u98a8\u96aa\u8a55\u50f9\u7684\u91cd\u8981\u4fe1\u606f\u3002<\/p>\n\n\n\n<p>\u5229\u5dee\u7684\u64f4\u5927\u901a\u5e38\u610f\u5473\u8457\u5e02\u5834\u5c0d\u50b5\u5238\u767c\u884c\u6a5f\u69cb\u6216\u4f01\u696d\u7684\u4fe1\u7528\u98a8\u96aa\u611f\u5230\u64d4\u6182\uff0c\u800c\u5229\u5dee\u7684\u7e2e\u5c0f\u5247\u8868\u793a\u5e02\u5834\u5c0d\u5176\u4fe1\u7528\u98a8\u96aa\u7684\u6539\u5584\u3002<\/p>\n\n\n\n<p>\u6295\u8cc7\u8005\u548c\u50b5\u5238\u8a55\u7d1a\u6a5f\u69cb\u53ef\u4ee5\u4f7f\u7528\u4fe1\u7528\u5229\u5dee\u4f86\u8a55\u4f30\u548c\u6bd4\u8f03\u4e0d\u540c\u767c\u884c\u6a5f\u69cb\u6216\u4f01\u696d\u7684\u4fe1\u7528\u98a8\u96aa\u6c34\u5e73\uff0c\u4ee5\u4f5c\u51fa\u76f8\u61c9\u7684\u6295\u8cc7\u548c\u8a55\u50f9\u6c7a\u7b56\u3002<\/p>\n\n\n\n<p>\u800c\u80a1\u7968\u5e02\u5834\u6295\u8cc7\u8005\u4e5f\u53ef\u4ee5\u901a\u904e\u4fe1\u7528\u5229\u5dee\u4f86\u8f14\u52a9\u5224\u65b7\u76ee\u524d\u6295\u8cc7\u5e02\u5834\u7684\u60c5\u6cc1\uff0c\u4ee5\u6b64\u505a\u51fa\u4e0d\u540c\u7684\u6295\u8cc7\u7b56\u7565\uff0c\u7136\u800c\u5e02\u5834\u591a\u8b8a\uff0c\u6295\u8cc7\u4eba\u4ecd\u9700\u8981\u591a\u65b9\u53c3\u8003\u5404\u9805\u6307\u6a19\uff0c\u800c\u975e\u50c5\u6191\u4fe1\u7528\u5229\u5dee\u4f86\u5224\u65b7\u5e02\u5834\u8d70\u52e2\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%8A%95%E8%B3%87%E5%82%B5%E5%88%B8%E4%BB%8D%E8%A6%81%E6%B3%A8%E6%84%8F%E9%A2%A8%E9%9A%AA\"><\/span>\u6295\u8cc7\u50b5\u5238\u4ecd\u8981\u6ce8\u610f\u98a8\u96aa<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u5f88\u591a\u6295\u8cc7\u4eba\u5e38\u6703\u53ea\u6ce8\u610f\u50b5\u5238\u7684\u6b96\u5229\u7387\u9ad8\u4f4e\uff0c\u4f46\u537b\u5ffd\u7565\u4e86\u6295\u8cc7\u50b5\u5238\u7684\u98a8\u96aa\uff0c\u9019\u5c31\u5c0e\u81f4\u9019\u4e9b\u6295\u8cc7\u4eba\u4e00\u7aa9\u8702\u7684\u6295\u8cc7\u300c\u975e\u6295\u8cc7\u7b49\u7d1a\u50b5\u300d\uff0c\u56e0\u70ba\u9019\u985e\u50b5\u5238\u6b96\u5229\u7387\u8f03\u9ad8\u3002<\/p>\n\n\n\n<p>\u4f46\u662f\u9019\u985e\u7684\u50b5\u5238\u88ab\u7a31\u70ba\u300c\u975e\u6295\u8cc7\u7b49\u7d1a\u50b5\u300d\u6216\u300c\u5783\u573e\u50b5\u300d\u662f\u6709\u539f\u56e0\u7684\uff0c\u90a3\u5c31\u662f\u6295\u8cc7\u9019\u985e\u578b\u7684\u50b5\u5238\u6709\u8457\u5f88\u9ad8\u7684\u98a8\u96aa\u3002<\/p>\n\n\n\n<p class=\"has-palette-color-6-background-color 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class=\"has-text-align-center\">\u8f03\u9ad8\u7684\u5229\u7387\u6b63\u610f\u5473\u8457\u300c\u4fe1\u7528\u5229\u5dee\u8f03\u5dee\u300d\uff0c\u4e5f\u5c31\u662f\u300c\u98a8\u96aa\u8f03\u5927\u300d\u7684\u610f\u601d\u3002<\/p>\n\n\n\n<p>\u6240\u4ee5\u8b80\u8005\u5728\u6295\u8cc7\u50b5\u5238\u6642\uff0c\u66f4\u8981\u8b39\u614e\u8a55\u4f30\u4fe1\u7528\u5229\u5dee\u8f03\u5927\u7684\u50b5\u5238\uff0c\u4e0d\u7136\u5ffd\u8996\u98a8\u96aa\u7684\u4ee3\u50f9\uff0c\u5c31\u662f\u6709\u53ef\u80fd\u5c0e\u81f4\u4f60\u8840\u672c\u7121\u6b78\u7684\u54e6\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%88%B8%E5%95%86%E9%96%8B%E6%88%B6%E4%BB%8B%E7%B4%B9\"><\/span>\u5238\u5546\u958b\u6236\u4ecb\u7d39<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u6709\u4e9b\u8b80\u8005\u6216\u8a31\u6703\u597d\u5947\u80a1\u7968\u3001ETF 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href=/index.html"https:\/\/openaccount.fugle.tw\/?referral=f-33fd405&amp;utm_source=referral&amp;utm_medium=link&amp;openExternalBrowser=1\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">\u7389\u5c71\u8b49\u5238\u5bcc\u679c\u5e33\u6236<\/a>\uff0c\u7389\u5c71\u8b49\u5238\u5bcc\u679c\u5e33\u6236\u4e3b\u6253\u968e\u68af\u5f0f\u624b\u7e8c\u8cbb\u7387\uff0c\u6703\u6309\u7167\u7576\u6708\u4ea4\u6613\u984d\u7d66\u4e88\u4e0d\u540c\u7684\u624b\u7e8c\u8cbb\u6298\u6263\uff0c\u5c31\u7b97\u662f\u5c0f\u8cc7\u65cf\u4e5f\u53ef\u4ee5\u4eab\u6709 6 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class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-1 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=/index.html"https:\/\/openaccount.fugle.tw\/?referral=f-33fd405&amp;utm_source=referral&amp;utm_medium=link&amp;openExternalBrowser=1\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">\u9ede\u6b64\u958b\u6236\u5bcc\u679c\u4eab\u597d\u79ae<\/a><\/div>\n<\/div>\n\n\n\n<p class=\"has-text-align-center has-palette-color-6-background-color has-background\">\u9644\u8a3b\uff1a\u6d3b\u52d5\u5982\u6709\u66f4\u52d5\uff0c\u4ee5\u7389\u5c71\u8b49\u5238\u5bcc\u679c\u5e33\u6236\u516c\u544a\u70ba\u6e96\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"675\" src=/index.html"https:\/\/\/wp-content\/uploads\/2023\/12\/\u7389\u5c71\u8b49\u5238\u5bcc\u679c\u5e33\u6236\u958b\u6236\u6d3b\u52d5\u512a\u60e0.jpg\" alt=\"\u7389\u5c71\u8b49\u5238\u5bcc\u679c\u5e33\u6236\u958b\u6236\u6d3b\u52d5\u512a\u60e0\" class=\"wp-image-14421\" srcset=\"https:\/\/\/wp-content\/uploads\/2023\/12\/\u7389\u5c71\u8b49\u5238\u5bcc\u679c\u5e33\u6236\u958b\u6236\u6d3b\u52d5\u512a\u60e0.jpg 900w, https:\/\/\/wp-content\/uploads\/2023\/12\/\u7389\u5c71\u8b49\u5238\u5bcc\u679c\u5e33\u6236\u958b\u6236\u6d3b\u52d5\u512a\u60e0-300x225.jpg 300w, https:\/\/\/wp-content\/uploads\/2023\/12\/\u7389\u5c71\u8b49\u5238\u5bcc\u679c\u5e33\u6236\u958b\u6236\u6d3b\u52d5\u512a\u60e0-768x576.jpg 768w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><figcaption class=\"wp-element-caption\">\u7389\u5c71\u8b49\u5238\u5bcc\u679c\u5e33\u6236\u958b\u6236\u6d3b\u52d5\u512a\u60e0<\/figcaption><\/figure>\n\n\n\n<p>\u6574\u500b\u958b\u6236\u6d41\u7a0b\u76f8\u7576\u5feb\u901f\uff0c\u5982\u679c\u8b80\u8005\u60f3\u8981\u6295\u8cc7\u80a1\u7968\uff0c\u537b\u9084\u6c92\u6709\u4e00\u500b\u8b49\u5238\u5e33\u6236\u7684\u8a71\uff0c\u5c31\u4f86\u4f7f\u7528\u7389\u5c71\u8b49\u5238\u5bcc\u679c\u5e33\u6236\u958b\u59cb\u6295\u8cc7\u5427\uff0c\u7acb\u523b\u958b\u59cb\u4f60\u7684\u6295\u8cc7\u7372\u5229\u4e4b\u65c5\u3002<\/p>\n\n\n\n<p>\u9019\u908a\u5982\u679c\u5c0d\u958b\u6236\u904e\u7a0b\u6709\u4e0d\u4e86\u89e3\u7684\u5730\u65b9\uff0c\u90fd\u53ef\u4ee5\u53c3\u8003\u6295\u8cc7\u7375\u624b\u7684\u958b\u6236\u4ecb\u7d39\u8207\u806f\u7e6b\u7389\u5c71\u8b49\u5238\u5bcc\u679c\u5e33\u6236\u7684\u5ba2\u670d\u4f86\u5354\u52a9\u8655\u7406\u554f\u984c\u54e6\u3002<\/p>\n\n\n\n<div class=\"wp-block-group has-palette-color-6-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<p>\u5ef6\u4f38\u95b1\u8b80\uff1a<\/p>\n\n\n\n<ul>\n<li><a href=/index.html"https:\/\/www.fugle.tw\/contact\" target=\"_blank\" rel=\"noreferrer noopener\">\u7389\u5c71\u8b49\u5238\u5bcc\u679c\u5e33\u6236\u806f\u7d61\u9801\u9762<\/a><\/li>\n\n\n\n<li><a href=/index.html"https:\/\/www.facebook.com\/fugle.tw\/?locale=zh_TW\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Fugle \u5bcc\u679c&nbsp;FB<\/a><\/li>\n<\/ul>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%8A%95%E8%B3%87%E5%89%8D%E5%96%84%E7%94%A8%E7%90%86%E8%B2%A1%E7%AE%A1%E9%81%93\"><\/span>\u6295\u8cc7\u524d\u5584\u7528\u7406\u8ca1\u7ba1\u9053<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u96d6\u7136\u6295\u8cc7\u5f88\u91cd\u8981\uff0c\u53ef\u4ee5\u52a0\u901f\u6211\u5011\u7684\u8ca1\u5bcc\u589e\u9577\uff0c\u7136\u800c\u6295\u8cc7\u7406\u8ca1\u7f3a\u4e00\u4e0d\u53ef\uff0c\u6211\u5011\u4e5f\u8981\u6e96\u5099\u4e00\u4e9b<a href=/index.html"https:\/\/\/what-is-emergency-reserve\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u7dca\u6025\u9810\u5099\u91d1<\/a>\u5099\u7528\uff0c\u4ee5\u514d\u767c\u751f\u7dca\u6025\u610f\u5916\u7684\u6642\u5019\uff0c\u6211\u5011\u53ea\u80fd\u8ce3\u80a1\u8b8a\u73fe\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u662f\u5e73\u5e38\u7684\u6642\u5019\u8ce3\u80a1\u8b8a\u73fe\u4e5f\u5c31\u7b97\u4e86\uff0c\u5982\u679c\u6b63\u597d\u5728\u80a1\u707d\u6642\u9047\u5230\u610f\u5916\uff0c\u90a3\u5c31\u53ea\u80fd\u88ab\u8feb\u628a\u80a1\u7968\u780d\u5728\u4f4e\u9ede\uff0c\u4ee5\u89e3\u71c3\u7709\u4e4b\u6025\u3002<\/p>\n\n\n\n<p>\u6240\u4ee5\u5728\u6295\u8cc7\u4e4b\u524d\u6211\u5011\u90fd\u6703\u6e96\u5099\u65e5\u5e38\u958b\u92b7 6 ~ 12 \u500b\u6708\u7684\u7dca\u6025\u9810\u5099\u91d1\uff0c\u4e00\u65e6\u767c\u751f\u610f\u5916\u5c31\u53ef\u4ee5\u5feb\u901f\u53d6\u51fa\u9322\u4f86\u61c9\u5c0d\u3002<\/p>\n\n\n\n<p>\u90a3\u9ebc\u9019\u7b46\u9322\u8981\u5b58\u5728\u54ea\u88e1\u6bd4\u8f03\u597d\u5462\uff1f\u9019\u908a\u6295\u8cc7\u7375\u624b\u6211\u6703\u5efa\u8b70\u5b58\u5728\u300c\u9ad8\u5229\u6d3b\u5b58\u9280\u884c\u300d\u88e1\uff0c\u9019\u4e9b\u9280\u884c\u70ba\u4e86\u62db\u652c\u5ba2\u6236\u9858\u610f\u63d0\u4f9b\u66f4\u9ad8\u7684\u6d3b\u5b58\u5229\u7387\uff0c\u751a\u81f3\u6bd4\u5176\u4ed6\u9280\u884c\u7684\u5b9a\u5b58\u5229\u7387\u9084\u597d\u3002<\/p>\n\n\n\n<div class=\"wp-block-group has-palette-color-6-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<p>\u9ad8\u5229\u6d3b\u671f\u5b58\u6b3e\u6709\u56db\u5927\u7279\u6027\uff1a<\/p>\n\n\n\n<ul>\n<li>1.\u9700\u8981\u6642\u96a8\u6642\u63d0\u9818\uff0c\u6c92\u6709\u9650\u5236<\/li>\n\n\n\n<li>2.\u8f03\u9ad8\u7684\u6d3b\u671f\u512a\u60e0\u5229\u7387\uff0c\u751a\u81f3\u6bd4\u90e8\u5206\u5b9a\u5b58\u9084\u9ad8<\/li>\n\n\n\n<li>3.\u9280\u884c\u90fd\u6709\u91d1\u7ba1\u6703\u8207<a href=/index.html"https:\/\/\/what-is-deposit-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u5b58\u6b3e\u4fdd\u96aa<\/a>\u7684\u4fdd\u969c\uff0c300 \u842c\u4ee5\u5167\u5b89\u5168\u7121\u6182<\/li>\n\n\n\n<li>4.\u4e0d\u50cf\u6295\u8cc7\u80a1\u7968\uff0c\u9ad8\u5229\u6d3b\u671f\u5b58\u6b3e\u6c92\u6709\u8667\u672c\u7684\u98a8\u96aa\u554f\u984c<\/li>\n<\/ul>\n<\/div>\n\n\n\n<p>\u5728\u9019\u4e9b\u9ad8\u5229\u6d3b\u5b58\u9280\u884c\u5b58\u653e\u7dca\u6025\u9810\u5099\u91d1\u65e2\u53ef\u4ee5\u78ba\u4fdd\u9700\u8981\u7528\u6642\u96a8\u6642\u63d0\u9818\uff0c\u4e5f\u53ef\u4ee5\u8cfa\u5230\u4e0d\u932f\u7684\u5229\u606f\u8cbb\u7528\u3002<\/p>\n\n\n\n<p>\u9019\u908a\u6295\u8cc7\u7375\u624b\u6709\u63a8\u85a6\u4ee5\u4e0b\u5e7e\u9593\u7684\u9ad8\u5229\u6d3b\u5b58\u9280\u884c\u4f9b\u5404\u4f4d\u8b80\u8005\u505a\u4f7f\u7528\uff0c\u8b80\u8005\u5c0d\u6b64\u6709\u8208\u8da3\u7684\u8a71\uff0c\u53ef\u4ee5\u9ede\u64ca\u4e0b\u65b9\u6587\u7ae0\u89c0\u770b\u4ecb\u7d39\u3002<\/p>\n\n\n\n<p>\u4e26\u4e14\u4f7f\u7528\u6295\u8cc7\u7375\u624b\u7684\u5c08\u5c6c\u9023\u7d50\u9084\u6709\u5c08\u5c6c\u7684\u958b\u6236\u512a\u60e0\u54e6\uff0c\u6b63\u60f3\u8981\u5e6b\u81ea\u5df1\u7dca\u6025\u9810\u5099\u91d1\u627e\u500b\u9069\u5408\u5b58\u653e\u5730\u65b9\u7684\u8b80\u8005\u53ef\u5225\u932f\u904e\u4e86\u3002<\/p>\n\n\n\n<figure class=\"wp-block-table alignwide is-style-stripes has-small-font-size\"><table class=\"has-fixed-layout\"><thead><tr><th class=\"has-text-align-center\" data-align=\"center\">\u9280\u884c\u540d\u7a31<\/th><th class=\"has-text-align-center\" data-align=\"center\">\u9650\u6642\u9ad8\u5229\u6d3b\u5b58\u5229\u7387<\/th><th class=\"has-text-align-center\" data-align=\"center\">\u5c08\u5c6c\u958b\u6236\u512a\u60e0<\/th><th class=\"has-text-align-center\" data-align=\"center\">\u958b\u6236\u9023\u7d50<br>(\u9023\u7d50\u7533\u8fa6\u4eab\u512a\u60e0)<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><a href=/index.html"https:\/\/\/what-is-richart\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u53f0\u65b0\u9280\u884c<br>Richart<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">\u65b0\u623610\u842c\u51673.2%<br>\u2192\u5b58\u6eff\u6bcf\u6708\u5229\u606f266\u5143<br>(\u512a\u60e0\u5b58\u5230\u5e74\u5e95)<br>(<a href=/index.html"https:\/\/\/what-is-richart-referral-code\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u512a\u60e0\u4ecb\u7d39<\/a>)<br>\u6d3b\u52d5\u81f32024\/07\/01<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u958b\u6236\u4eab100\u5143<br>\u73fe\u91d1\u597d\u79ae<\/td><td class=\"has-text-align-center\" data-align=\"center\"><a href=/index.html"https:\/\/richart.tw\/TSDIB_RichartWeb\/RC07\/RC070100?sn=J1QA7&amp;utm_source=richart&amp;utm_medium=app&amp;utm_campaign=richart_mgm_20230701\" target=\"_blank\" rel=\"noreferrer noopener\">\u958b\u6236\u9023\u7d50<\/a><br>\u65b0\u6236\u6700\u63a8\u85a6<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><a href=/index.html"https:\/\/\/what-is-next-bank\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u5c07\u4f86\u9280\u884c<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">\u65b0\u62365\u842c\u4eab1%<br>5~20\u842c\u4eab3.5%<br>\u2192\u5b58\u6eff\u6bcf\u6708\u5229\u606f\u8d85\u904e400\u5143<br>(\u6700\u591a\u53ef\u5b58 90 \u5929)<br>(<a href=/index.html"https:\/\/\/nextbank-referral-code-sg5lh\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u512a\u60e0\u4ecb\u7d39<\/a>)<br>\u6d3b\u52d5\u81f32024\/09\/30<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u65b0\u623620\u842c\u5167\u4eab<br>\u6700\u9ad83.5%<br><\/td><td class=\"has-text-align-center\" data-align=\"center\"><a href=/index.html"https:\/\/mgm.nextbank.com.tw\/nxb\/SG5LH?utm_source=app&amp;utm_medium=link\" target=\"_blank\" rel=\"noreferrer noopener\">\u958b\u6236\u9023\u7d50<\/a><br>\u958b\u6236\u8cfa\u5229\u606f<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><a href=/index.html"https:\/\/\/what-is-evaluation-of-rakuten-bank\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u6a02\u5929\u9280\u884c<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">\u6d3b\u5b58\u7121\u9650\u984d1.35%<br>(\u6709\u689d\u4ef6\u9650\u5236)<br>(<a href=/index.html"https:\/\/\/rakuten-bank-referral-code-zplgo9\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u512a\u60e0\u4ecb\u7d39<\/a>)<br>\u6d3b\u52d5\u81f32024\/03\/31<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u958b\u6236\u4eab200\u5143<br>\u73fe\u91d1\u597d\u79ae<\/td><td class=\"has-text-align-center\" data-align=\"center\"><a rel=\"noreferrer noopener\" href=/index.html"https:\/\/www.rakuten-bank.com.tw\/s\/aqkr\" target=\"_blank\">\u958b\u6236\u9023\u7d50<\/a><br>\u958b\u6236\u62ff\u73fe\u91d1<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><a href=/index.html"https:\/\/\/what-is-the-evaluation-of-a-bankee-account\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u9060\u6771\u9280\u884c<br>Bankee<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">\u9023\u7d50\u958b\u6236\u4eab5\u842c2.6%<br>\u2192\u5b58\u6eff\u6bcf\u6708\u5229\u606f109\u5143<br>(\u53ef\u5b586\u500b\u6708)<br>\u984d\u5ea6\u5916\u6d3b\u5b581.31%<br>\u6d3b\u52d5\u81f32024\/06\/30<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u4f7f\u7528\u63a8\u85a6\u9023\u7d50\u958b\u6236<br>\u4eab6\u500b\u6708\u4e94\u842c\u51672.6%<\/td><td class=\"has-text-align-center\" data-align=\"center\"><a href=/index.html"https:\/\/www.bankee.tw\/webview\/app2\/M00300\/05C2A7E51B005018E0635B4B300AAE00\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">\u958b\u6236\u9023\u7d50<\/a><br>\u958b\u6236\u4eab\u512a\u60e0<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u570b\u6cf0\u9280\u884c<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u65b0\u62365\u842c\u51673.5%<br>\u2192\u5b58\u6eff\u6bcf\u6708\u5229\u606f140\u5143<br>\u820a\u62365\u842c\u51673%<br>(25\u6b72\u4ee5\u4e0b\u9752\u5e74\u5c08\u4eab)<br>(<a href=/index.html"https:\/\/\/2022-07-cathaybk-rate-activity-of-demand-deposit\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u512a\u60e0\u4ecb\u7d39<\/a>)<br>\u6d3b\u52d5\u81f32024\/06\/30<\/td><td class=\"has-text-align-center\" data-align=\"center\">&#8211;<\/td><td class=\"has-text-align-center\" data-align=\"center\"><a rel=\"noreferrer noopener\" href=/index.html"https:\/\/www.cathaybk.com.tw\/cathaybk\/promo\/event\/ebanking\/product\/APP-WEB\/index.html?invite=BKYJ8\" target=\"_blank\">\u958b\u6236\u9023\u7d50<\/a><br>\u5e74\u8f15\u4eba\u7368\u4eab<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">\u9ad8\u5229\u6d3b\u5b58\u9280\u884c\u512a\u60e0 (2024\/03\/30 \u7de8\u5236)\uff0c\u6d3b\u52d5\u5982\u6709\u8b8a\u66f4\uff0c\u4f9d\u5b98\u7db2\u516c\u544a\u70ba\u6e96<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%82%B5%E5%88%B8%E4%BF%A1%E7%94%A8%E5%88%A9%E5%B7%AE%E4%BB%8B%E7%B4%B9%E7%B5%90%E8%AA%9E\"><\/span>\u50b5\u5238\u4fe1\u7528\u5229\u5dee\u4ecb\u7d39\u7d50\u8a9e<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u95dc\u65bc\u50b5\u5238\u4fe1\u7528\u5229\u5dee\u7684\u4ecb\u7d39\u5c31\u5230\u9019\u88e1\uff0c\u5982\u679c\u4f60\u89ba\u5f97\u6295\u8cc7\u7375\u624b\u7684\u6587\u7ae0\u5beb\u5f97\u4e0d\u932f\uff0c\u4e5f\u53ef\u4ee5\u524d\u5f80\u6295\u8cc7\u7375\u624b\u00a0<a href=/index.html"https:\/\/www.facebook.com\/finesttracker\" target=\"_blank\" rel=\"noreferrer noopener\">FB \u7c89\u5c08<\/a>\u6309\u8b9a\u652f\u6301\u6211\u7684\u5275\u4f5c\uff0c\u4e26\u4e14\u628a\u6587\u7ae0\u5206\u4eab\u7d66\u559c\u611b\u6295\u8cc7\u7406\u8ca1\u7684\u89aa\u670b\u597d\u53cb\u54e6\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u60f3\u8981\u66f4\u4e86\u89e3\u6295\u8cc7\u7406\u8ca1\u7684\u8a71\uff0c\u4e5f\u53ef\u4ee5\u901a\u904e<a href=/index.html"https:\/\/product.mchannles.com\/2w5h6\" target=\"_blank\" rel=\"noreferrer noopener sponsored nofollow\">\u7dda\u4e0a\u8ab2\u7a0b<\/a>\u4f86\u57f9\u990a\u81ea\u5df1\u7684\u6295\u8cc7\u7406\u8ca1\u77e5\u8b58\uff0c\u4ea6\u6216\u662f\u89c0\u770b\u6295\u8cc7\u7375\u624b\u7684\u6587\u7ae0\u4f86\u589e\u9032\u6295\u8cc7\u7406\u8ca1\u77e5\u8b58\u54e6\u3002<\/p>\n\n\n\n<div class=\"wp-block-group has-palette-color-6-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<p>\u5ef6\u4f38\u95b1\u8b80\uff1a<\/p>\n\n\n\n<ul>\n<li><a href=/index.html"https:\/\/\/what-is-the-meaning-of-fud\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u4ec0\u9ebc\u662f \u300cFUD\u300d\u7684\u610f\u601d\uff1f\u6295\u8cc7\u52a0\u5bc6\u8ca8\u5e63\u6ce8\u610fFUD\u8a00\u8ad6<\/a><\/li>\n\n\n\n<li><a href=/index.html"https:\/\/\/what-is-the-pareto-principle\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u4e8c\u516b\u6cd5\u5247\u7684\u610f\u7fa9\uff1f\u4f8b\u5b50\uff1f\u80a1\u7968\uff1f\u61f6\u4eba\u5305\u770b\u61c282\u6cd5\u5247<\/a><\/li>\n\n\n\n<li><a href=/index.html"https:\/\/\/what-is-gamblers-fallacy\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u8ced\u5f92\u8b2c\u8aa4\u662f\u4ec0\u9ebc\u610f\u601d\uff1f\u4f8b\u5b50\uff1f\u4e00\u7d55\u62db\u8b93\u4f60\u907f\u514d\u8ced\u5f92\u8b2c\u8aa4<\/a><\/li>\n\n\n\n<li><a href=/index.html"https:\/\/\/how-much-does-the-average-person-earn-and-spend-in-their-lifetime\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u4eba\u4e00\u751f\u8cfa\u591a\u5c11\u9322\uff1f\u5b58\u3001\u82b1\u591a\u5c11\u9322\uff1f\u4e94\u5206\u9418\u4e86\u89e3\u8a73\u7d30\u8a08\u7b97<\/a><\/li>\n\n\n\n<li><a href=/index.html"https:\/\/\/what-is-halo-effect\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u6708\u6688\u6548\u61c9\u662f\u4ec0\u9ebc\u610f\u601d\uff1f\u4f8b\u5b50\uff1f\u8f15\u9b06\u770b\u61c2Halo Effect<\/a><\/li>\n<\/ul>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%B8%B8%E8%A6%8B%E5%95%8F%E9%A1%8C\"><\/span>\u5e38\u898b\u554f\u984c<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1687314969986\"><strong class=\"schema-faq-question\">\u50b5\u5238\u4fe1\u7528\u5229\u5dee\u662f\u4ec0\u9ebc\u610f\u601d\uff1f<\/strong> <p class=\"schema-faq-answer\">\u50b5\u5238\u4fe1\u7528\u5229\u5dee\uff08Credit spread\uff09\u662f\u6307\u300c<strong>\u91d1\u878d\u5e02\u5834\u4e2d\u4e0d\u540c\u985e\u578b\u50b5\u5238\u6216\u91d1\u878d\u5de5\u5177\u7684\u6536\u76ca\u7387\u4e4b\u9593\u7684\u5dee\u7570<\/strong>\u300d\uff0c\u901a\u5e38\u662f\u6307\u7f8e\u570b\u516c\u50b5\u8207\u516c\u53f8\u50b5\u5238\u7684\u5229\u5dee\u5dee\u7570\u3002<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1687315008763\"><strong class=\"schema-faq-question\">\u50b5\u5238\u5229\u5dee\u64f4\u5927\u7684\u610f\u601d\u8207\u5f71\u97ff\uff1f<\/strong> <p class=\"schema-faq-answer\">\u5229\u5dee\u64f4\u5927\u82f1\u6587\u7a31\u4f5c\u300cWidening spread\u300d\u7576\u4fe1\u7528\u5229\u5dee\u64f4\u5927\u6642\uff0c\u8868\u793a\u4e0d\u540c\u50b5\u5238\u6216\u91d1\u878d\u5de5\u5177\u4e4b\u9593\u7684\u6536\u76ca\u7387\u5dee\u7570\u589e\u52a0\u3002<br\/>\u9019\u53ef\u80fd\u662f\u56e0\u70ba\u6295\u8cc7\u8005\u5c0d\u4fe1\u7528\u98a8\u96aa\u7684\u64d4\u6182\u589e\u52a0\uff0c\u5c0e\u81f4\u5c0d\u98a8\u96aa\u8f03\u9ad8\u7684\u50b5\u5238\u8981\u6c42\u66f4\u9ad8\u7684\u5831\u916c\u3002<\/p> <\/div> <\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u8b80\u8005\u5728\u6295\u8cc7\u50b5\u5238\u7684\u6642\u5019\u662f\u5426\u807d\u904e\u300c\u4fe1\u7528\u5229\u5dee\u300d\u9019\u500b\u8a5e\u5462\uff0c\u8b80\u8005\u53ef\u77e5\u9053\u50b5\u5238\u4fe1\u7528\u5229\u5dee\u64f4\u5927\u3001\u7e2e\u5c0f( \u6536\u7a84 )\u6703\u9020\u6210\u90a3\u4e9b\u5f71\u97ff\u5462\uff1f\u672c\u7bc7\u4ecb\u7d39\u5c07\u6703\u8b1b\u8ff0\u50b5\u5238\u4fe1\u7528\u5229\u5dee\u662f\u4ec0\u9ebc\u610f\u601d\uff0c\u4e26\u4e14\u8aaa\u8aaa\u4fe1\u7528\u5229\u5dee\u64f4\u5927\u3001\u7e2e\u5c0f( \u6536\u7a84 )\u6703\u9020\u6210\u90a3\u4e9b\u5f71\u97ff\uff0c\u60f3\u8a8d\u8b58\u4fe1\u7528\u5229\u5dee\u7684\u8b80\u8005\u5c31\u4f86\u770b\u770b\u672c\u7bc7\u4ecb\u7d39\u5427\u3002<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[99,134],"tags":[338,163,97],"blocksy_meta":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ 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