{"id":11363,"date":"2023-02-08T11:25:04","date_gmt":"2023-02-08T03:25:04","guid":{"rendered":"https:\/\/\/?p=11363"},"modified":"2023-07-04T10:07:35","modified_gmt":"2023-07-04T02:07:35","slug":"what-is-target-date-fund","status":"publish","type":"post","link":"https:\/\/\/what-is-target-date-fund\/","title":{"rendered":"\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u662f\u4ec0\u9ebc\uff1f\u597d\u55ce\uff1f\u6700\u8a73\u7d30\u512a\u7f3a\u9ede\u5927\u89e3\u6790"},"content":{"rendered":"\n<figure class=\"wp-block-image aligncenter size-full is-resized is-style-rounded\"><img loading=\"lazy\" decoding=\"async\" src=/index.html"https:\/\/\/wp-content\/uploads\/2023\/02\/\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u662f\u4ec0\u9ebc\uff1f.jpg\" alt=\"\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u662f\u4ec0\u9ebc\uff1f\" class=\"wp-image-11367\" width=\"720\" height=\"405\" title=\"\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u662f\u4ec0\u9ebc\uff1f\" srcset=\"https:\/\/\/wp-content\/uploads\/2023\/02\/\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u662f\u4ec0\u9ebc\uff1f.jpg 1000w, https:\/\/\/wp-content\/uploads\/2023\/02\/\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u662f\u4ec0\u9ebc\uff1f-300x169.jpg 300w, https:\/\/\/wp-content\/uploads\/2023\/02\/\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u662f\u4ec0\u9ebc\uff1f-768x432.jpg 768w\" sizes=\"(max-width: 720px) 100vw, 720px\" \/><figcaption class=\"wp-element-caption\">\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u662f\u4ec0\u9ebc\uff1f<\/figcaption><\/figure>\n\n\n\n<p>\u5404\u4f4d\u8b80\u8005\u5728\u6295\u8cc7\u57fa\u91d1\u7684\u6642\u5019\u6709\u6c92\u6709\u807d\u904e\u4e00\u7a2e\u7279\u5225\u7684\u57fa\u91d1\uff0c\u90a3\u5c31\u662f\u76ee\u6a19\u65e5\u671f\u57fa\u91d1 ( Target Date Fund ) \uff0c\u6b64\u985e\u57fa\u91d1\u6703\u96a8\u8457\u6642\u9593\u800c\u6709\u4e0d\u540c\u7684\u6295\u8cc7\u7b56\u7565\u3002<\/p>\n\n\n\n<p><strong>\u672c\u7bc7\u4ecb\u7d39\u5c31\u4f86\u8aaa\u8aaa\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u662f\u4ec0\u9ebc\u610f\u601d\uff1f\u597d\u55ce\uff1f\u4e26\u4e14\u8aaa\u8aaa\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u7684\u512a\u7f3a\u9ede<\/strong>\uff0c\u60f3\u8981\u8a8d\u8b58\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u7684\u8b80\u8005\u5c31\u4f86\u770b\u770b\u672c\u7bc7\u6587\u7ae0\u7684\u4ecb\u7d39\u5427\u3002<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_64 ez-toc-wrap-center counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >\u672c\u6587\u76ee\u9304<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=/index.html"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span 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title=\"\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u7f3a\u9ede2\uff1a\u90e8\u5206\u57fa\u91d1\u6536\u53d6\u9ad8\u984d\u7ba1\u7406\u8cbb\u7528\">\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u7f3a\u9ede2\uff1a\u90e8\u5206\u57fa\u91d1\u6536\u53d6\u9ad8\u984d\u7ba1\u7406\u8cbb\u7528<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=/index.html"https:\/\/\/what-is-target-date-fund\/#%E7%9B%AE%E6%A8%99%E6%97%A5%E6%9C%9F%E5%9F%BA%E9%87%91%E7%BC%BA%E9%BB%9E3%EF%BC%9A%E5%BE%8C%E6%9C%9F%E9%99%8D%E4%BD%8E%E9%A2%A8%E9%9A%AA%E4%BB%8D%E6%9C%89%E5%85%B6%E9%A2%A8%E9%9A%AA\" title=\"\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u7f3a\u9ede3\uff1a\u5f8c\u671f\u964d\u4f4e\u98a8\u96aa\u4ecd\u6709\u5176\u98a8\u96aa\">\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u7f3a\u9ede3\uff1a\u5f8c\u671f\u964d\u4f4e\u98a8\u96aa\u4ecd\u6709\u5176\u98a8\u96aa<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=/index.html"https:\/\/\/what-is-target-date-fund\/#%E7%9B%AE%E6%A8%99%E6%97%A5%E6%9C%9F%E5%9F%BA%E9%87%91%E7%BC%BA%E9%BB%9E4%EF%BC%9A%E7%84%A1%E6%B3%95%E4%BF%9D%E9%9A%9C%E7%8D%B2%E5%88%A9%EF%BC%8C%E6%9C%89%E5%8F%AF%E8%83%BD%E7%84%A1%E6%B3%95%E6%BB%BF%E8%B6%B3%E6%8A%95%E8%B3%87%E8%A6%8F%E5%8A%83\" title=\"\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u7f3a\u9ede4\uff1a\u7121\u6cd5\u4fdd\u969c\u7372\u5229\uff0c\u6709\u53ef\u80fd\u7121\u6cd5\u6eff\u8db3\u6295\u8cc7\u898f\u5283\">\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u7f3a\u9ede4\uff1a\u7121\u6cd5\u4fdd\u969c\u7372\u5229\uff0c\u6709\u53ef\u80fd\u7121\u6cd5\u6eff\u8db3\u6295\u8cc7\u898f\u5283<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=/index.html"https:\/\/\/what-is-target-date-fund\/#%E7%9B%AE%E6%A8%99%E6%97%A5%E6%9C%9F%E5%9F%BA%E9%87%91%E7%B8%BD%E8%A9%95%E5%83%B9%EF%BC%9A%E7%9B%AE%E6%A8%99%E6%97%A5%E6%9C%9F%E5%9F%BA%E9%87%91%E5%A5%BD%E5%97%8E%EF%BC%9F\" title=\"\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u7e3d\u8a55\u50f9\uff1a\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u597d\u55ce\uff1f\">\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u7e3d\u8a55\u50f9\uff1a\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u597d\u55ce\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=/index.html"https:\/\/\/what-is-target-date-fund\/#%E7%9B%AE%E6%A8%99%E6%97%A5%E6%9C%9F%E5%9F%BA%E9%87%91%E6%80%8E%E9%BA%BC%E8%B2%B7%EF%BC%9F\" title=\"\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u600e\u9ebc\u8cb7\uff1f\">\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u600e\u9ebc\u8cb7\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=/index.html"https:\/\/\/what-is-target-date-fund\/#%E7%9B%AE%E6%A8%99%E6%97%A5%E6%9C%9F%E5%9F%BA%E9%87%91%E4%BB%8B%E7%B4%B9%E7%B5%90%E8%AA%9E\" title=\"\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u4ecb\u7d39\u7d50\u8a9e\">\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u4ecb\u7d39\u7d50\u8a9e<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=/index.html"https:\/\/\/what-is-target-date-fund\/#%E5%B8%B8%E8%A6%8B%E5%95%8F%E9%A1%8C\" title=\"\u5e38\u898b\u554f\u984c\">\u5e38\u898b\u554f\u984c<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%9B%AE%E6%A8%99%E6%97%A5%E6%9C%9F%E5%9F%BA%E9%87%91%E6%98%AF%E4%BB%80%E9%BA%BC%E6%84%8F%E6%80%9D%EF%BC%9F\"><\/span>\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u662f\u4ec0\u9ebc\u610f\u601d\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u8b80\u8005\u5728\u6295\u8cc7\u7684\u6642\u5019\uff0c\u6709\u6c92\u6709\u807d\u904e\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u9019\u500b\u6295\u8cc7\u5546\u54c1\u5462\uff1f\u8b80\u8005\u662f\u5426\u6b63\u597d\u5947<strong>\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u662f\u4ec0\u9ebc\u610f\u601d\uff1f<\/strong><\/p>\n\n\n\n<p>\u5176\u5be6\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u5c31\u662f\u4e00\u7a2e\u57fa\u91d1\u985e\u578b\uff0c\u6bcf\u500b\u4eba\u6295\u8cc7\u90fd\u6709\u8457\u4e0d\u540c\u7684\u76ee\u7684\uff0c\u6bd4\u5982\u8aaa\u662f\u70ba\u4e86\u63d0\u65e9\u9000\u4f11\u3001\u7d50\u5a5a\u3001\u8cb7\u623f\uff0c\u53ef\u4ee5\u8aaa\u6bcf\u500b\u4eba\u6295\u8cc7\u7684\u76ee\u7684\u90fd\u5927\u4e0d\u76f8\u540c\u3002<\/p>\n\n\n\n<p>\u800c\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u5c31\u662f\u70ba\u6b64\u800c\u8a2d\u8a08\uff0c\u9019\u985e\u578b\u7684\u57fa\u91d1\u5c07\u6703\u6709\u8457\u300c\u5230\u671f\u65e5\u300d\uff0c\u6bd4\u5982\u8aaa 2030\u30012035\u30012050 \u7b49\u4e0d\u540c\u7684\u65e5\u671f\u898f\u5283\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"563\" src=/index.html"https:\/\/\/wp-content\/uploads\/2023\/02\/\u6bcf\u500b\u4eba\u6709\u4e0d\u540c\u7684\u6295\u8cc7\u76ee\u7684.jpg\" alt=\"\u6bcf\u500b\u4eba\u6709\u4e0d\u540c\u7684\u6295\u8cc7\u76ee\u7684\" class=\"wp-image-11369\" title=\"\u6bcf\u500b\u4eba\u6709\u4e0d\u540c\u7684\u6295\u8cc7\u76ee\u7684\" srcset=\"https:\/\/\/wp-content\/uploads\/2023\/02\/\u6bcf\u500b\u4eba\u6709\u4e0d\u540c\u7684\u6295\u8cc7\u76ee\u7684.jpg 1000w, https:\/\/\/wp-content\/uploads\/2023\/02\/\u6bcf\u500b\u4eba\u6709\u4e0d\u540c\u7684\u6295\u8cc7\u76ee\u7684-300x169.jpg 300w, https:\/\/\/wp-content\/uploads\/2023\/02\/\u6bcf\u500b\u4eba\u6709\u4e0d\u540c\u7684\u6295\u8cc7\u76ee\u7684-768x432.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><figcaption class=\"wp-element-caption\">\u6bcf\u500b\u4eba\u6709\u4e0d\u540c\u7684\u6295\u8cc7\u76ee\u7684<\/figcaption><\/figure>\n\n\n\n<p class=\"has-palette-color-6-background-color has-background\">\u5047\u8a2d\uff1a\u5c0f\u660e\u76ee\u524d 22 \u6b72\u5927\u5b78\u7562\u696d\uff0c\u4ed6\u5e0c\u671b\u5728 2030 \u5e74\u6642\u5b58\u5230\u8cb7\u623f\u7684\u982d\u671f\u6b3e\uff0c\u9019\u6642\u5019\u5c31\u53ef\u4ee5\u9078\u64c7\u6295\u8cc7\u4e00\u6b3e 2030 \u5e74\u7684\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u3002<\/p>\n\n\n\n<p>\u800c\u9019\u6b3e 2030 \u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u4e00\u958b\u59cb\u6703\u6295\u8cc7\u8f03\u9ad8\u98a8\u96aa\u7684\u6a19\u7684\uff0c\u4ee5\u7d2f\u7a4d\u8ca1\u5bcc\uff0c\u800c\u96a8\u8457\u6642\u9593\u7684\u63a8\u79fb\uff0c\u8d8a\u9760\u8fd1 2030 \uff0c\u6240\u6295\u8cc7\u7684\u6a19\u7684\u98a8\u96aa\u6703\u9010\u6f38\u964d\u4f4e\u3002<\/p>\n\n\n\n<p>\u9019\u6a23\u7b49\u5230 2030 \u5e74\u6642\u5c0f\u660e\u9810\u8a08\u5c31\u53ef\u4ee5\u62ff\u5230\u4e00\u7b46\u6b3e\u9805\uff0c\u4ee5\u652f\u4ed8\u8cb7\u623f\u7684\u982d\u671f\u6b3e\u8cbb\u7528\uff0c\u9019\u4fbf\u662f\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u7279\u5225\u7684\u5730\u65b9\u3002<\/p>\n\n\n\n<p class=\"has-text-align-center has-palette-color-6-background-color has-background\">\u6703\u96a8\u8457\u9760\u8fd1\u76ee\u6a19\u6642\u9593\u800c\u964d\u4f4e\u6295\u8cc7\u98a8\u96aa\uff0c\u8b93\u6295\u8cc7\u4eba\u80fd\u8f03\u5b89\u7a69\u7684\u62ff\u5230\u6240\u8cfa\u5f97\u7684\u6536\u76ca\u3002<\/p>\n\n\n\n<p>\u4e5f\u5c31\u662f\u8aaa<strong>\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u7684\u610f\u601d<\/strong>\u662f\uff1a\u300c\u8003\u91cf\u4e0d\u540c\u7684\u6295\u8cc7\u76ee\u7684\u8207\u6642\u9593\uff0c\u4f7f\u5f97\u57fa\u91d1\u6539\u8b8a\u6295\u8cc7\u7684\u98a8\u96aa\u7a0b\u5ea6\uff0c\u4ee5\u6b64\u8b93\u6295\u8cc7\u4eba\u80fd\u5728\u9810\u5b9a\u6642\u9593\u62ff\u5230\u6536\u76ca\u3002\u300d<\/p>\n\n\n\n<div class=\"wp-block-group has-palette-color-6-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<p>\u5ef6\u4f38\u95b1\u8b80\uff1a<\/p>\n\n\n\n<ul>\n<li><a href=/index.html"https:\/\/\/what-is-the-four-percent-rule\/\" target=\"_blank\" rel=\"noreferrer noopener\">4%\u6cd5\u5247\u662f\u4ec0\u9ebc\uff1f<\/a><\/li>\n\n\n\n<li><a href=/index.html"https:\/\/\/what-is-financial-independence-retire-early\/\" target=\"_blank\" rel=\"noreferrer noopener\">FIRE\u8ca1\u52d9\u81ea\u7531\u904b\u52d5\u662f\u4ec0\u9ebc\uff1f<\/a><\/li>\n<\/ul>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%9B%AE%E6%A8%99%E6%97%A5%E6%9C%9F%E5%9F%BA%E9%87%91%E7%9A%84%E5%8E%9F%E7%90%86%EF%BC%9F\"><\/span>\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u7684\u539f\u7406\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u90a3\u9ebc<strong>\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u662f\u5982\u4f55\u904b\u4f5c\u7684\uff1f\u539f\u7406\u662f\u4ec0\u9ebc\uff1f<\/strong>\u5c31\u597d\u6bd4\u6211\u5011\u81ea\u5df1\u6295\u8cc7\u4e5f\u53ef\u80fd\u901a\u904e\u6295\u8cc7\u4e0d\u540c\u7684\u6295\u8cc7\u6a19\u7684\u4f86\u964d\u4f4e\u98a8\u96aa\u3002<\/p>\n\n\n\n<p>\u5176\u5be6\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u7684\u539f\u7406\u4e5f\u662f\u5982\u6b64\uff0c\u901a\u904e\u914d\u7f6e\u80a1\u7968\u3001\u50b5\u5238\u3001\u539f\u7269\u6599\u3001\u73fe\u91d1\u7b49\u591a\u5143\u8cc7\u7522\uff0c\u4ee5\u6b64\u4f86\u63a7\u5236\u98a8\u96aa\uff0c\u5728\u8d8a\u9760\u8fd1\u5230\u671f\u65e5\u6642\uff0c\u5c07\u6703\u9032\u4e00\u6b65\u7684\u964d\u4f4e\u98a8\u96aa\u4ee5\u4fdd\u969c\u6536\u76ca\u3002<\/p>\n\n\n\n<div class=\"wp-block-group has-palette-color-6-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<p>\u8209\u4f8b\u4f86\u8aaa\u6211\u5011\u901a\u5e38\u6703\u8a8d\u70ba\uff1a<\/p>\n\n\n\n<ul>\n<li>\u80a1\u7968\u6709\u66f4\u9ad8\u7684\u6536\u76ca\u7387\uff0c\u4f46\u662f\u98a8\u96aa\u66f4\u9ad8<\/li>\n\n\n\n<li>\u50b5\u5238\u7684\u6536\u76ca\u7387\u8f03\u4f4e\uff0c\u4f46\u662f\u98a8\u96aa\u76f8\u5c0d\u8f03\u4f4e<\/li>\n<\/ul>\n<\/div>\n\n\n\n<p>\u800c\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u5c31\u6709\u53ef\u80fd\u5728\u521d\u671f\u914d\u7f6e 80% \u7684\u80a1\u7968\u300120% \u7684\u50b5\u5238\uff0c\u96a8\u8457\u6642\u9593\u904e\u53bb\uff0c\u57fa\u91d1\u914d\u7f6e\u6709\u53ef\u80fd\u8b8a\u6210 60% \u80a1\u7968\u300140% \u50b5\u5238\u3002<\/p>\n\n\n\n<p>\u7b49\u5230\u6642\u9593\u5feb\u5230\u671f\u6642\uff0c\u751a\u81f3\u6709\u53ef\u80fd\u8b8a\u6210 20% \u80a1\u7968\u300140% \u50b5\u5238\u300140% \u73fe\u91d1\u7b49\u4e0d\u540c\u7684\u914d\u7f6e\u65b9\u5f0f\uff0c\u9019\u4fbf\u662f\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u7684\u539f\u7406\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"563\" src=/index.html"https:\/\/\/wp-content\/uploads\/2023\/02\/\u65e5\u6a19\u65e5\u671f\u57fa\u91d1\u793a\u610f\u5716.jpg\" alt=\"\u65e5\u6a19\u65e5\u671f\u57fa\u91d1\u793a\u610f\u5716\" class=\"wp-image-11370\" title=\"\u65e5\u6a19\u65e5\u671f\u57fa\u91d1\u793a\u610f\u5716\" srcset=\"https:\/\/\/wp-content\/uploads\/2023\/02\/\u65e5\u6a19\u65e5\u671f\u57fa\u91d1\u793a\u610f\u5716.jpg 1000w, https:\/\/\/wp-content\/uploads\/2023\/02\/\u65e5\u6a19\u65e5\u671f\u57fa\u91d1\u793a\u610f\u5716-300x169.jpg 300w, https:\/\/\/wp-content\/uploads\/2023\/02\/\u65e5\u6a19\u65e5\u671f\u57fa\u91d1\u793a\u610f\u5716-768x432.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><figcaption class=\"wp-element-caption\">\u65e5\u6a19\u65e5\u671f\u57fa\u91d1\u793a\u610f\u5716<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%9B%AE%E6%A8%99%E6%97%A5%E6%9C%9F%E5%9F%BA%E9%87%91%E5%84%AA%E7%BC%BA%E9%BB%9E\"><\/span>\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u512a\u7f3a\u9ede<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u4ecb\u7d39\u5b8c\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u7684\u610f\u601d\u8207\u539f\u7406\u5f8c\uff0c\u9019\u908a\u5c31\u4f86\u8aaa\u8aaa\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u6709\u90a3\u4e9b\u512a\u9ede\u8207\u7f3a\u9ede\uff0c\u60f3\u8981\u4e86\u89e3\u7684\u8b80\u8005\u5c31\u7e7c\u7e8c\u770b\u4e0b\u53bb\u5427\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%9B%AE%E6%A8%99%E6%97%A5%E6%9C%9F%E5%9F%BA%E9%87%91%E5%84%AA%E9%BB%9E\"><\/span>\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u512a\u9ede<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"wp-block-group has-palette-color-6-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<p><strong>\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u512a\u9ede<\/strong>\u5982\u4e0b\uff1a<\/p>\n\n\n\n<ul>\n<li>1.\u65b9\u4fbf\u6709\u6295\u8cc7\u898f\u5283\u7684\u6295\u8cc7\u4eba\u8f15\u9b06\u6295\u8cc7<\/li>\n\n\n\n<li>2.\u96a8\u8457\u5230\u671f\u6642\u9593\u53ef\u4ee5\u6709\u4e0d\u540c\u7684\u98a8\u96aa\u898f\u5283<\/li>\n<\/ul>\n<\/div>\n\n\n\n<p>\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u7684\u512a\u9ede\u53ef\u4ee5\u8aaa\u975e\u5e38\u76f4\u89c0\uff0c\u6bd4\u5982\u8aaa\u8b80\u8005\u662f\u70ba\u4e86\u9000\u4f11\u800c\u6295\u8cc7\uff0c\u7136\u800c\u5176\u4ed6\u985e\u578b\u7684\u57fa\u91d1\u53ef\u4e0d\u6703\u7ba1\u4f60\u73fe\u5728\u5728\u4ec0\u9ebc\u6295\u8cc7\u6642\u9593\u3002<\/p>\n\n\n\n<p>\u4f4e\u98a8\u96aa\u7684\u57fa\u91d1\u5c31\u6703\u6301\u7e8c\u4f4e\u98a8\u96aa\uff0c\u5c31\u7b97\u4f60\u525b\u958b\u59cb\u6295\u8cc7\u4e5f\u662f\u5982\u6b64\uff0c\u800c\u5982\u679c\u6295\u8cc7\u9ad8\u98a8\u96aa\u7684\u57fa\u91d1\uff0c\u9130\u8fd1\u9000\u4f11\u7684\u6642\u5019\u4e5f\u6301\u7e8c\u9ad8\u98a8\u96aa\uff0c\u9019\u986f\u7136\u4e0d\u592a\u5408\u7406\u3002<\/p>\n\n\n\n<p>\u800c\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u5c31\u53ef\u4ee5\u89e3\u6c7a\u9019\u500b\u554f\u984c\uff0c\u8b93\u6295\u8cc7\u521d\u671f\u80fd\u627f\u53d7\u8f03\u9ad8\u7684\u98a8\u96aa\uff0c\u7b49\u5230\u6295\u8cc7\u5f8c\u671f\u6642\u4e5f\u6703\u964d\u4f4e\u98a8\u96aa\uff0c\u4ee5\u78ba\u4fdd\u6295\u8cc7\u4e0d\u6703\u51fa\u5dee\u932f\uff0c\u9019\u4fbf\u662f\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u7684\u512a\u9ede\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%9B%AE%E6%A8%99%E6%97%A5%E6%9C%9F%E5%9F%BA%E9%87%91%E7%BC%BA%E9%BB%9E\"><\/span>\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u7f3a\u9ede<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"wp-block-group has-palette-color-6-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<p>\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u7f3a\u9ede\u5982\u4e0b\uff1a<\/p>\n\n\n\n<ul>\n<li>1.\u57fa\u91d1\u5718\u968a\u826f\u83a0\u4e0d\u9f4a<\/li>\n\n\n\n<li>2.\u90e8\u5206\u57fa\u91d1\u6536\u53d6\u9ad8\u984d\u7ba1\u7406\u8cbb\u7528<\/li>\n\n\n\n<li>3.\u5f8c\u671f\u964d\u4f4e\u98a8\u96aa\u4ecd\u6709\u5176\u98a8\u96aa<\/li>\n\n\n\n<li>4.\u7121\u6cd5\u4fdd\u969c\u7372\u5229\uff0c\u6709\u53ef\u80fd\u7121\u6cd5\u6eff\u8db3\u6295\u8cc7\u898f\u5283<\/li>\n<\/ul>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%9B%AE%E6%A8%99%E6%97%A5%E6%9C%9F%E5%9F%BA%E9%87%91%E7%BC%BA%E9%BB%9E1%EF%BC%9A%E5%9F%BA%E9%87%91%E5%9C%98%E9%9A%8A%E8%89%AF%E8%8E%A0%E4%B8%8D%E9%BD%8A\"><\/span>\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u7f3a\u9ede1\uff1a\u57fa\u91d1\u5718\u968a\u826f\u83a0\u4e0d\u9f4a<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"563\" src=/index.html"https:\/\/\/wp-content\/uploads\/2023\/02\/\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u7f3a\u9ede.jpg\" alt=\"\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u7f3a\u9ede\" class=\"wp-image-11371\" title=\"\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u7f3a\u9ede\" srcset=\"https:\/\/\/wp-content\/uploads\/2023\/02\/\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u7f3a\u9ede.jpg 1000w, https:\/\/\/wp-content\/uploads\/2023\/02\/\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u7f3a\u9ede-300x169.jpg 300w, https:\/\/\/wp-content\/uploads\/2023\/02\/\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u7f3a\u9ede-768x432.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><figcaption class=\"wp-element-caption\">\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u7f3a\u9ede<\/figcaption><\/figure>\n\n\n\n<p>\u96d6\u7136\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u7684\u8a2d\u8a08\u521d\u8877\u662f\u70ba\u4e86\u4fdd\u969c\u6709\u6295\u8cc7\u76ee\u6a19\u7684\u6295\u8cc7\u4eba\uff0c\u4f46\u662f\u57fa\u91d1\u5be6\u969b\u904b\u4f5c\u4eba\u6709\u53ef\u80fd\u51fa\u5927\u554f\u984c\u3002<\/p>\n\n\n\n<p>\u6bd4\u5982\u8aaa\u6211\u5011\u70ba\u4e86\u9000\u4f11\uff0c\u8cb7\u4e86\u4e00\u6a94 2050 \u5e74\u5230\u671f\u7684\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\uff0c\u90a3\u5728\u521d\u671f\u7684\u6642\u5019\u57fa\u91d1\u7167\u7406\u4f86\u8aaa\u61c9\u8a72\u6295\u8cc7\u66f4\u591a\u9ad8\u98a8\u96aa\u9ad8\u5831\u916c\u7684\u6a19\u7684\uff0c\u8b93\u6211\u5011\u53ef\u4ee5\u6700\u5927\u7372\u5229\u3002<\/p>\n\n\n\n<p class=\"has-palette-color-6-background-color has-background\">\u4f46\u662f\u6295\u8cc7\u7375\u624b\u5be6\u969b\u89c0\u5bdf\uff0c\u6709\u4e00\u6a94\u9577\u5929\u671f\u7684\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u537b\u662f\u628a\u5927\u7b46\u8cc7\u91d1\u6295\u8cc7\u5728\u9ad8\u914d\u606f\u7684\u3001\u8f03\u7a69\u5b9a\u4f46\u4f4e\u5831\u916c\u7684\u7522\u54c1\u4e0a\uff0c\u53ef\u662f\u8ddd\u96e2\u5230\u671f\u65e5\u9084\u6709\u7d04 30 \u5e74\u7684\u6642\u9593\u3002<\/p>\n\n\n\n<p> \u5982\u679c\u6295\u8cc7\u4eba\u771f\u7684 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id=\"%E7%9B%AE%E6%A8%99%E6%97%A5%E6%9C%9F%E5%9F%BA%E9%87%91%E7%BC%BA%E9%BB%9E2%EF%BC%9A%E9%83%A8%E5%88%86%E5%9F%BA%E9%87%91%E6%94%B6%E5%8F%96%E9%AB%98%E9%A1%8D%E7%AE%A1%E7%90%86%E8%B2%BB%E7%94%A8\"><\/span>\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u7f3a\u9ede2\uff1a\u90e8\u5206\u57fa\u91d1\u6536\u53d6\u9ad8\u984d\u7ba1\u7406\u8cbb\u7528<span 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id=\"%E7%9B%AE%E6%A8%99%E6%97%A5%E6%9C%9F%E5%9F%BA%E9%87%91%E7%BC%BA%E9%BB%9E3%EF%BC%9A%E5%BE%8C%E6%9C%9F%E9%99%8D%E4%BD%8E%E9%A2%A8%E9%9A%AA%E4%BB%8D%E6%9C%89%E5%85%B6%E9%A2%A8%E9%9A%AA\"><\/span>\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u7f3a\u9ede3\uff1a\u5f8c\u671f\u964d\u4f4e\u98a8\u96aa\u4ecd\u6709\u5176\u98a8\u96aa<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u6709\u4e9b\u8b80\u8005\u53ef\u80fd\u6703\u8a8d\u70ba\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u6703\u5728\u63a5\u8fd1\u5230\u671f\u65e5\u6642\u964d\u4f4e\u98a8\u96aa\uff0c\u611f\u89ba\u6295\u8cc7\u8d77\u4f86\u61c9\u8a72\u300c\u5f88\u5b89\u5168\u300d\uff0c\u5c31\u7b97\u90a3\u6642\u5019\u9047\u5230\u80a1\u707d\u61c9\u8a72\u4e5f\u4e0d\u6703\u592a\u6158\u3002<\/p>\n\n\n\n<div class=\"wp-block-group has-palette-color-6-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<p>\u5be6\u969b\u4e0a\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u96d6\u7136\u6703\u5728\u63a5\u8fd1\u5230\u671f\u65e5\u6642\u964d\u4f4e\u98a8\u96aa\uff0c\u4f46\u662f\u53ea\u8981\u662f\u6295\u8cc7\u5c31\u6703\u300c\u6709\u98a8\u96aa\u300d\u7684\uff1a<\/p>\n\n\n\n<p class=\"has-text-align-center\">\u6bd4\u5982\u8aaa\u5728 2008 \u5e74\u6642\u5c31\u56e0\u70ba\u80a1\u707d\u7684\u7de3\u6545\uff0c\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u4e5f\u5927\u53d7\u6253\u64ca\u3002<\/p>\n<\/div>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"563\" src=/index.html"https:\/\/\/wp-content\/uploads\/2023\/02\/2008\u5e74\u7684\u6158\u70c8\u80a1\u707d.jpg\" alt=\"2008\u5e74\u7684\u6158\u70c8\u80a1\u707d\" class=\"wp-image-11372\" title=\"2008\u5e74\u7684\u6158\u70c8\u80a1\u707d\" srcset=\"https:\/\/\/wp-content\/uploads\/2023\/02\/2008\u5e74\u7684\u6158\u70c8\u80a1\u707d.jpg 1000w, https:\/\/\/wp-content\/uploads\/2023\/02\/2008\u5e74\u7684\u6158\u70c8\u80a1\u707d-300x169.jpg 300w, https:\/\/\/wp-content\/uploads\/2023\/02\/2008\u5e74\u7684\u6158\u70c8\u80a1\u707d-768x432.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><figcaption class=\"wp-element-caption\">2008\u5e74\u7684\u6158\u70c8\u80a1\u707d<\/figcaption><\/figure>\n\n\n\n<p>\u9019\u4e5f\u5c0e\u81f4\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u88ab\u4eba\u8a6c\u75c5\uff0c\u9019\u908a\u8b80\u8005\u4e5f\u9700\u8981\u77e5\u9053\uff0c\u6295\u8cc7\u5f88\u96e3\u4e00\u5e06\u98a8\u9806\u7684\u3002<\/p>\n\n\n\n<p>\u6240\u4ee5\u6295\u8cc7\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u4e5f\u8981\u77e5\u9053\uff1a\u300c\u9047\u5230\u80a1\u707d\u8a72\u4e0b\u8dcc\u9084\u662f\u6703\u8dcc\uff0c\u4e26\u975e\u4e0d\u6703\u4e0b\u8dcc\u7684\u54e6\u3002\u300d<\/p>\n\n\n\n<p>\u6700\u597d\u7684\u72c0\u6cc1\u4e5f\u53ea\u80fd\u662f\u300c\u5c11\u8dcc\u300d\uff0c\u9019\u662f\u8b80\u8005\u5728\u6295\u8cc7\u4e4b\u524d\u5fc5\u9808\u8981\u77ad\u89e3\u5230\u7684\u72c0\u6cc1\uff0c\u53ef\u5225\u628a\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u60f3\u7684\u592a\u7f8e\u597d\u4e86\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%9B%AE%E6%A8%99%E6%97%A5%E6%9C%9F%E5%9F%BA%E9%87%91%E7%BC%BA%E9%BB%9E4%EF%BC%9A%E7%84%A1%E6%B3%95%E4%BF%9D%E9%9A%9C%E7%8D%B2%E5%88%A9%EF%BC%8C%E6%9C%89%E5%8F%AF%E8%83%BD%E7%84%A1%E6%B3%95%E6%BB%BF%E8%B6%B3%E6%8A%95%E8%B3%87%E8%A6%8F%E5%8A%83\"><\/span>\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u7f3a\u9ede4\uff1a\u7121\u6cd5\u4fdd\u969c\u7372\u5229\uff0c\u6709\u53ef\u80fd\u7121\u6cd5\u6eff\u8db3\u6295\u8cc7\u898f\u5283<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u6bd4\u5982\u8aaa\u8b80\u8005\u60f3\u8981\u5728 2050 \u5e74\u9000\u4f11\uff0c\u9019\u6642\u5019\u8cb7\u4e86\u4e00\u6a94 2050 \u7684\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\uff0c\u5e0c\u671b\u80fd\u5728\u9000\u4f11\u6642\u6709 1000 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noopener\">\u4f60\u9577\u671f\u6295\u8cc7\u57fa\u91d1\u4e00\u5b9a\u8cfa\uff1f\u932f\uff019 \u6a94\u76ee\u6a19\u5230\u671f\u50b5\u5238\u57fa\u91d1\u4eca\u5e74\u5230\u671f\uff0c\u7adf\u6709 6 \u6a94\u9084\u5728\u8ce0<\/a>\u300d\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%9B%AE%E6%A8%99%E6%97%A5%E6%9C%9F%E5%9F%BA%E9%87%91%E7%B8%BD%E8%A9%95%E5%83%B9%EF%BC%9A%E7%9B%AE%E6%A8%99%E6%97%A5%E6%9C%9F%E5%9F%BA%E9%87%91%E5%A5%BD%E5%97%8E%EF%BC%9F\"><\/span>\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u7e3d\u8a55\u50f9\uff1a\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u597d\u55ce\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u6700\u5f8c\u6295\u8cc7\u7375\u624b\u6211\u5c31\u4f86\u505a\u4e00\u4e0b\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u7e3d\u6574\u7406\uff0c\u8b93\u8b80\u8005\u80fd\u5feb\u901f\u56de\u9867\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u76f8\u95dc\u91cd\u9ede\u3002<\/p>\n\n\n\n<div class=\"wp-block-group has-palette-color-6-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<p><strong>\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u8a55\u50f9<\/strong>\uff1a<\/p>\n\n\n\n<ul>\n<li>1.\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u65b9\u4fbf\u6709\u6295\u8cc7\u898f\u5283\u7684\u4eba\u6295\u8cc7<\/li>\n\n\n\n<li>2.\u6295\u8cc7\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u4ecd\u8981\u614e\u9078\uff0c\u4ee5\u9632\u52a3\u8cea\u57fa\u91d1<\/li>\n\n\n\n<li>3.\u57fa\u91d1\u6709\u8cfa\u6709\u8ce0\uff0c\u4e0d\u4fdd\u8b49\u7372\u5229\uff0c\u6295\u8cc7\u524d\u52d9\u5fc5\u81ea\u884c\u5be9\u614e\u8a55\u4f30<\/li>\n<\/ul>\n<\/div>\n\n\n\n<p>\u6295\u8cc7\u7375\u624b\u6211\u662f\u8a8d\u70ba\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u8a2d\u8a08\u7684\u521d\u8877\u9084\u662f\u975e\u5e38\u4e0d\u932f\u7684\uff0c\u7136\u800c\u5404\u5bb6\u57fa\u91d1\u516c\u53f8\u8207\u5718\u968a\u6c34\u6e96\u4e0d\u4e00\uff0c\u5be6\u969b\u4e0a\u5982\u679c\u8cb7\u5230\u52a3\u8cea\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u4ecd\u6709\u6975\u5927\u7684\u554f\u984c\u3002<\/p>\n\n\n\n<p>\u8b80\u8005\u5728\u6295\u8cc7\u524d\u52d9\u5fc5\u81ea\u884c\u5be9\u614e\u8a55\u4f30\u4e26\u81ea\u8ca0\u6295\u8cc7\u98a8\u96aa\uff0c\u7562\u7adf\u57fa\u91d1\u8ce0\u9322\uff0c\u57fa\u91d1\u516c\u53f8\u53ef\u4e0d\u6703\u88dc\u511f\u4f60\u7684\uff0c\u6295\u8cc7\u524d\u53ef\u8981\u4ed4\u7d30\u7814\u7a76\u4e86\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%9B%AE%E6%A8%99%E6%97%A5%E6%9C%9F%E5%9F%BA%E9%87%91%E6%80%8E%E9%BA%BC%E8%B2%B7%EF%BC%9F\"><\/span>\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u600e\u9ebc\u8cb7\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u57fa\u91d1\u5728\u5f88\u591a\u901a\u8def\u90fd\u6709\u8ca9\u552e\uff0c\u6bd4\u5982\u8aaa\u9280\u884c\u3001\u6295\u4fe1\u3001\u57fa\u91d1\u5e73\u53f0\u90fd\u6709\u8ca9\u552e\u57fa\u91d1\uff0c\u90a3\u9ebc\u5728\u9019\u4e9b\u4e0d\u540c\u7684\u901a\u8def\u8cb7\u57fa\u91d1\u6709\u4ec0\u9ebc\u5dee\u7570\uff1f\u6211\u5011\u53c8\u8a72\u5728\u54ea\u88e1\u8cb7\u5462\uff1f<\/p>\n\n\n\n<p>\u9019\u908a\u5217\u4e00\u500b\u6bd4\u8f03\u8868\u683c\u4f9b\u5404\u4f4d\u8b80\u8005\u505a\u8a8d\u8b58\uff1a<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\">\u6bd4\u8f03<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u9280\u884c<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u6295\u4fe1<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u57fa\u91d1\u5e73\u53f0<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u8cbb\u7528<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u8f03\u9ad8<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u8f03\u4f4e<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u8f03\u4f4e<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u57fa\u91d1\u7a2e\u985e<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u8f03\u591a<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u50c5\u92b7\u552e\u81ea\u5bb6\u57fa\u91d1<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u8f03\u591a<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">\u57fa\u91d1\u901a\u8def\u6bd4\u8f03<\/figcaption><\/figure>\n\n\n\n<p>\u6240\u4ee5\u6211\u5011\u4e5f\u5f88\u6e05\u695a\u7684\u53ef\u4ee5\u77e5\u9053\uff0c\u9019\u4e9b\u901a\u8def\u662f\u5404\u6709\u512a\u7f3a\u9ede\u7684\uff0c\u6bd4\u5982\u8aaa\u9280\u884c\u8cb7\u57fa\u91d1\u96d6\u7136\u65b9\u4fbf\u5feb\u901f\u3001\u7a2e\u985e\u4e5f\u591a\uff0c\u9084\u4e0d\u7528\u53e6\u5916\u958b\u57fa\u91d1\u5e73\u53f0\u5e33\u6236\u3002<\/p>\n\n\n\n<p>\u7136\u800c\u7f3a\u9ede\u4e5f\u662f\u5f88\u660e\u986f\u7684\uff0c\u90a3\u5c31\u662f\u8cbb\u7528\u8f03\u9ad8\uff0c\u5e33\u7ba1\u8cbb\u3001\u4fdd\u7ba1\u8cbb\u3001\u7533\u8cfc\u8cbb\u3001\u7ba1\u7406\u8cbb\u7b49\u7b49\u76f8\u95dc\u8cbb\u7528\u773e\u591a\uff0c\u9019\u662f\u5f88\u591a\u4eba\u4e0d\u80fd\u63a5\u53d7\u7684\u3002<\/p>\n\n\n\n<p>\u800c\u6295\u4fe1\u66f4\u4e0d\u7528\u8aaa\uff0c\u6295\u4fe1\u6295\u9867\u50c5\u8ca9\u552e\u81ea\u5bb6\u7522\u54c1\uff0c\u9078\u64c7\u8f03\u5c11\uff0c\u6240\u4ee5\u901a\u5e38\u4f86\u8aaa\uff0c\u6295\u8cc7\u4eba\u4e5f\u591a\u662f\u4f7f\u7528\u57fa\u91d1\u5e73\u53f0\u4f86\u6295\u8cc7\u57fa\u91d1\uff0c\u4e26\u4e14\u57fa\u91d1\u5e73\u53f0\u7af6\u722d\u6fc0\u70c8\uff0c\u5404\u7a2e\u512a\u60e0\u4e0d\u65b7\u3002<\/p>\n\n\n\n<p>\u6295\u8cc7\u4eba\u5728\u9019\u4e9b\u57fa\u91d1\u5e73\u53f0\u4e2d\u4e5f\u53ef\u4ee5\u7528\u8f03\u512a\u60e0\u7684\u50f9\u683c\u4f86\u6295\u8cc7\u57fa\u91d1\uff0c\u4ee5\u6b64\u8b93\u81ea\u5df1\u7684\u7372\u5229\u589e\u52a0\uff0c\u800c\u4e0d\u662f\u90fd\u62ff\u4f86\u7e73\u7d0d\u8cbb\u7528\u54e6\u3002<\/p>\n\n\n\n<p>\u5e38\u898b\u7684\u57fa\u91d1\u5e73\u53f0\u6709\u5169\u5927\u5e73\u53f0\uff1a<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes has-small-font-size\"><table class=\"has-fixed-layout\"><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\">\u6bd4\u8f03<\/td><td class=\"has-text-align-center\" data-align=\"center\"><a href=/index.html"https:\/\/vbshoptrax.com\/track\/clicks\/7537\/c627c2bf910926deff8eec35dc2e9753743940cf71ece1f2113ff40860015ce9\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">\u4e2d\u79df\u57fa\u91d1\u5e73\u53f0<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\"><a href=/index.html"https:\/\/www.anuefund.com\/FundSpec\/OpenAcct\/?utm_medium=cpa&amp;utm_source=affiliates&amp;utm_term=124e8b84968c66ea1ccf40945e2214f1&amp;vtm_channel=affiliatescomtw&amp;vtm_stat_id=124e8b84968c66ea1ccf40945e2214f1&amp;vtmz=true\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">\u9245\u4ea8\u8cb7\u57fa\u91d1<\/a><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u57fa\u91d1\u6578\u91cf<\/td><td class=\"has-text-align-center\" data-align=\"center\">3000 \u591a\u6a94<\/td><td class=\"has-text-align-center\" data-align=\"center\">3800 \u591a\u6a94<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u5b9a\u671f\u5b9a\u984d<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u6709<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u6709<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u667a\u80fd\u7406\u8ca1<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u6709<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u6709<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u512a\u60e0\u6298\u6263<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u6709<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u6709<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u91d1\u7ba1\u6703\u76e3\u7ba1<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u6709<br>(112\u5e74\u91d1\u7ba1\u6295\u9867<br>\u65b0\u5b57\u7b2c101\u865f)<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u6709<br>(110\u91d1\u7ba1\u6295\u9867<br>\u65b0\u5b57\u7b2c008\u865f)<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u624b\u6a5f APP<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u7121<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u6709<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u958b\u6236\u512a\u60e0<\/td><td class=\"has-text-align-center\" data-align=\"center\">1.\u6bcd\u5b50\u9396\u5229GO\u55ae\u7b460\u624b\u7e8c\u8cbb\u512a\u60e0\u52382\u5f35<br>2.\u5168\u7ad9\u57fa\u91d1\u5b9a\u671f(\u4e0d)\u5b9a\u984d\u7d42\u8eab0\u624b\u7e8c\u8cbb<br>3.\u55ae\u7b46\u7533\u8cfc 0 \u624b\u7e8c\u8cbb\u512a\u60e0\u52385\u5f35<br>4.\u4f7f\u7528\u7dda\u4e0a\u958b\u6236\uff08\u7db2\u9280\/\u91d1\u878d\u5361\uff09\u518d\u8d08\u3010\u7d05\u5229\u9ede\u6578 888 \u9ede\u3011<\/td><td class=\"has-text-align-center\" data-align=\"center\">1.\u55ae\u7b460\u624b\u7e8c\u8cbb\u523814\u7b46<br>2.\u5b9a\u671f\u5b9a\u984d\u7d42\u751f0\u624b\u7e8c\u8cbb<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u958b\u6236\u9023\u7d50<br>(\u5c08\u5c6c\u9023\u7d50\u958b\u6236\u4eab\u512a\u60e0)<\/td><td class=\"has-text-align-center\" data-align=\"center\"><a href=/index.html"https:\/\/vbshoptrax.com\/track\/clicks\/7537\/c627c2bf910926deff8eec35dc2e9753743940cf71ece1f2113ff40860015ce9\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">\u4e2d\u79df\u958b\u6236\u9023\u7d50<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\"><a href=/index.html"https:\/\/www.anuefund.com\/FundSpec\/OpenAcct\/?utm_medium=cpa&amp;utm_source=affiliates&amp;utm_term=124e8b84968c66ea1ccf40945e2214f1&amp;vtm_channel=affiliatescomtw&amp;vtm_stat_id=124e8b84968c66ea1ccf40945e2214f1&amp;vtmz=true\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">\u9245\u4ea8\u958b\u6236\u9023\u7d50<\/a><\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">\u57fa\u91d1\u5e73\u53f0\u4ecb\u7d39<\/figcaption><\/figure>\n\n\n\n<p>\u5c31\u6295\u8cc7\u7375\u624b\u6211\u4f86\u770b\uff0c\u5169\u8005\u90fd\u662f\u5f88\u5927\u7684\u57fa\u91d1\u5e73\u53f0\uff0c\u9664\u4e86\u4e00\u4e9b\u7d30\u5fae\u7684\u5dee\u7570\uff0c\u6bd4\u5982\u8aaa\u9245\u4ea8\u53ef\u4ee5\u8cb7\u7684\u57fa\u91d1\u8f03\u591a\uff0c\u4f46\u4e2d\u79df 3000 \u591a\u6a94\u4e5f\u5f88\u5920\u4e86\u3002<\/p>\n\n\n\n<p>\u800c\u4e2d\u79df\u7684\u958b\u6236\u512a\u60e0\u591a\u4e00\u4e9b\uff0c\u7e3d\u9ad4\u800c\u8a00\u53ef\u4ee5\u8aaa\u662f\u52e2\u5747\u529b\u6575\u4e86\uff0c\u5169\u8005\u7684\u8868\u73fe\u5e7e\u4e4e\u4e0d\u76f8\u4e0a\u4e0b\uff0c\u8b80\u8005\u53ef\u4ee5\u662f\u81ea\u5df1\u7684\u9700\u6c42\u4f86\u4f7f\u7528\uff0c\u7576\u7136\u4e5f\u53ef\u4ee5\u5169\u500b\u5e73\u53f0\u90fd\u958b\u6236\uff0c\u4ee5\u6b64\u4f86\u627e\u5230\u9069\u5408\u81ea\u5df1\u7684\u5e73\u53f0\u54e6\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%9B%AE%E6%A8%99%E6%97%A5%E6%9C%9F%E5%9F%BA%E9%87%91%E4%BB%8B%E7%B4%B9%E7%B5%90%E8%AA%9E\"><\/span>\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u4ecb\u7d39\u7d50\u8a9e<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u95dc\u65bc\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u7684\u4ecb\u7d39\u5c31\u5230\u9019\u88e1\uff0c\u5982\u679c\u4f60\u89ba\u5f97\u6295\u8cc7\u7375\u624b\u7684\u6587\u7ae0\u5beb\u5f97\u4e0d\u932f\uff0c\u4e5f\u53ef\u4ee5\u524d\u5f80\u6295\u8cc7\u7375\u624b&nbsp;<a href=/index.html"https:\/\/www.facebook.com\/finesttracker\" target=\"_blank\" rel=\"noreferrer noopener\">FB \u7c89\u5c08<\/a>\u6309\u8b9a\u652f\u6301\u6211\u7684\u5275\u4f5c\uff0c\u4e26\u4e14\u628a\u6587\u7ae0\u5206\u4eab\u7d66\u559c\u611b\u6295\u8cc7\u7406\u8ca1\u7684\u89aa\u670b\u597d\u53cb\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u60f3\u8981\u589e\u9032\u81ea\u5df1\u7684\u8a71\uff0c\u4e5f\u53ef\u4ee5\u901a\u904e<a href=/index.html"https:\/\/product.mchannles.com\/2w5h6\" target=\"_blank\" rel=\"noreferrer noopener sponsored nofollow\">\u7dda\u4e0a\u8ab2\u7a0b<\/a>\u4f86\u57f9\u990a\u81ea\u5df1\u7684\u5404\u7a2e\u77e5\u8b58\uff0c\u4ea6\u6216\u662f\u89c0\u770b\u6295\u8cc7\u7375\u624b\u7684\u6587\u7ae0\u4f86\u589e\u9032\u6295\u8cc7\u7406\u8ca1\u77e5\u8b58\u54e6\u3002<\/p>\n\n\n\n<div class=\"wp-block-group has-palette-color-6-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<p>\u5ef6\u4f38\u95b1\u8b80\uff1a<\/p>\n\n\n\n<ul>\n<li><a href=/index.html"https:\/\/\/what-is-the-difference-between-investing-and-financial-management\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u6295\u8cc7\u662f\u4ec0\u9ebc\uff1f\u6295\u8cc7\u7406\u8ca1\u7684\u5dee\u5225\uff1f\u770b\u61c2\u9322\u5982\u4f55\u300c\u751f\u9322\u300d<\/a><\/li>\n\n\n\n<li><a href=/index.html"https:\/\/\/personal-finance-tips-for-new-graduates\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u525b\u51fa\u793e\u6703\u4e00\u500b\u6708\u8981\u5b58\u591a\u5c11\uff1f\u5341\u5206\u9418\u898f\u5283\u300c\u65b0\u9bae\u4eba\u7406\u8ca1\u300d<\/a><\/li>\n\n\n\n<li><a href=/index.html"https:\/\/\/invest-in-stocks-with-no-dividends\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u4e0d\u914d\u606f\u8cfa\u4ec0\u9ebc\uff1f\u4e0d\u914d\u606fETF\u3001\u57fa\u91d1\u503c\u5f97\u8cb7\u55ce\uff1f\u770b\u9019\u4e00\u9ede<\/a><\/li>\n\n\n\n<li><a href=/index.html"https:\/\/\/what-is-monthly-dividend\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u6708\u914d\u606f\u662f\u4ec0\u9ebc\u610f\u601d\uff1f\u4e09\u5206\u9418\u770b\u61c2\u6708\u914d\u606f\u57fa\u91d1\u7f3a\u9ede\u8207\u98a8\u96aa<\/a><\/li>\n\n\n\n<li><a href=/index.html"https:\/\/\/what-is-return-on-investment\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u6295\u8cc7\u5831\u916c\u7387\u7684\u610f\u601d\uff1f\u591a\u5c11\u5408\u7406\uff1f\u591a\u5c11\u7b97\u9ad8\uff1f\u4e09\u5206\u9418\u770b\u61c2<\/a><\/li>\n<\/ul>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%B8%B8%E8%A6%8B%E5%95%8F%E9%A1%8C\"><\/span>\u5e38\u898b\u554f\u984c<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1675826581110\"><strong class=\"schema-faq-question\">\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u662f\u4ec0\u9ebc\u610f\u601d\uff1f<\/strong> <p class=\"schema-faq-answer\"><strong>\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u7684\u610f\u601d<\/strong>\u662f\uff1a\u300c\u8003\u91cf\u4e0d\u540c\u7684\u6295\u8cc7\u76ee\u7684\u8207\u6642\u9593\uff0c\u4f7f\u5f97\u57fa\u91d1\u6539\u8b8a\u6295\u8cc7\u7684\u98a8\u96aa\u7a0b\u5ea6\uff0c\u4ee5\u6b64\u8b93\u6295\u8cc7\u4eba\u80fd\u5728\u9810\u5b9a\u6642\u9593\u62ff\u5230\u6536\u76ca\u3002\u300d\u66f4\u8a73\u7d30\u7684\u89e3\u91cb\u8acb\u53c3\u95b1\u5167\u6587\u4ecb\u7d39\u3002<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1675826637880\"><strong class=\"schema-faq-question\">\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u7684\u539f\u7406\uff1f<\/strong> <p class=\"schema-faq-answer\">\u90a3\u9ebc<strong>\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u662f\u5982\u4f55\u904b\u4f5c\u7684\uff1f\u539f\u7406\u662f\u4ec0\u9ebc\uff1f<\/strong>\u5c31\u597d\u6bd4\u6211\u5011\u81ea\u5df1\u6295\u8cc7\u4e5f\u53ef\u80fd\u901a\u904e\u6295\u8cc7\u4e0d\u540c\u7684\u6295\u8cc7\u6a19\u7684\u4f86\u964d\u4f4e\u98a8\u96aa\u3002<br\/>\u5176\u5be6\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u7684\u539f\u7406\u4e5f\u662f\u5982\u6b64\uff0c\u901a\u904e\u914d\u7f6e\u80a1\u7968\u3001\u50b5\u5238\u3001\u539f\u7269\u6599\u3001\u73fe\u91d1\u7b49\u591a\u5143\u8cc7\u7522\uff0c\u4ee5\u6b64\u4f86\u63a7\u5236\u98a8\u96aa\uff0c\u5728\u8d8a\u9760\u8fd1\u5230\u671f\u65e5\u6642\uff0c\u5c07\u6703\u9032\u4e00\u6b65\u7684\u964d\u4f4e\u98a8\u96aa\u4ee5\u4fdd\u969c\u6536\u76ca\u3002<\/p> <\/div> <\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u5404\u4f4d\u8b80\u8005\u5728\u6295\u8cc7\u57fa\u91d1\u7684\u6642\u5019\u6709\u6c92\u6709\u807d\u904e\u4e00\u7a2e\u7279\u5225\u7684\u57fa\u91d1\uff0c\u90a3\u5c31\u662f\u76ee\u6a19\u65e5\u671f\u57fa\u91d1 ( Target Date Fund ) \uff0c\u6b64\u985e\u57fa\u91d1\u6703\u96a8\u8457\u6642\u9593\u800c\u6709\u4e0d\u540c\u7684\u6295\u8cc7\u7b56\u7565\u3002<br \/>\n\u672c\u7bc7\u4ecb\u7d39\u5c31\u4f86\u8aaa\u8aaa\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u662f\u4ec0\u9ebc\u610f\u601d\uff1f\u597d\u55ce\uff1f\u4e26\u4e14\u8aaa\u8aaa\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u7684\u512a\u7f3a\u9ede\uff0c\u60f3\u8981\u8a8d\u8b58\u76ee\u6a19\u65e5\u671f\u57fa\u91d1\u7684\u8b80\u8005\u5c31\u4f86\u770b\u770b\u672c\u7bc7\u6587\u7ae0\u7684\u4ecb\u7d39\u5427\u3002<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[99],"tags":[311,97,310],"blocksy_meta":{"styles_descriptor":{"styles":{"desktop":"","tablet":"","mobile":""},"google_fonts":[],"version":6}},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ 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